Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

25 Tips to Save 20% for Your Retirement with No Effort

August 4, 2020 · Retirement Life

11. Avoid Unnecessary Bank Fees

It feels as though bank fees will follow us for the rest of our lives, right? Well, the truth is that you can avoid some of them by just being clever or mindful of how you use your debit or credit cards.

For example, you may be charged when using different ATMs to ones in your network, You can’t bypass these fees by using the cash back option when making in-store purchases, either. So it’s best to plan out your trips so that you can safely and freely take cash out of your own account by using your bank’s ATM.

Other banks will charge fees if you don’t keep a minimum balance in your account, so carefully navigating this unnecessary fee might be troublesome.

At the end of the day, make sure you’re informed so that you can avoid wasting money!

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A smiling grandfather and young girl fly a kite while running along a grassy coastal hill overlooking the ocean. 12 Budget-Friendly Activities for Grandparents and Grandkids
  • Illustration of a public library exterior with stone steps, a 2026 inscription on a pillar, and an open notebook with a pen. 3 Big Changes to the 2026 Charitable Deduction
  • Illustration of two folding chairs and a duffel bag overlooking a desert landscape with saguaro cacti at sunset. 11 Retirement-Friendly Cities With Mild Winters
  • An older man in an attic holding a document bundle titled "Last Will & Testament" retrieved from a metal box. 7 Signs It’s Time to Update Your Will
  • An older woman in overalls kneels in a front yard planting yellow flowers outside a brick house with moving boxes. 9 Retirement Towns Offering Free Perks to Newcomers in 2027
  • 2027 calendar graphic highlighting shifted payment dates and key transition milestones for Social Security benefits. 9 Social Security Dates to Mark on Your 2027 Calendar
  • Older woman wearing an I Voted sticker on her coat outside a town hall polling station with people on the steps. 11 States Where Retirees Make Up a Huge Share of Voters
  • Illustration of scales of justice balancing campaign pledges on a podium against statutory law books in a rotunda. 8 Trump Statements About Social Security Retirees Keep Asking About
  • A nurse in blue scrubs places a blood pressure cuff on a smiling older woman's arm in a bright exam room. Did You Know? These 12 Services Are Completely Free Under Medicare
  • An older hand passes a glowing key to a younger hand above open bank passbooks and a neoclassical bank building. How to Make Sure Your Bank Accounts Don't Get Frozen After You Die

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

19 Unsuspected Obstacles That Prevent You From Having a Worry-Free Retirement

Not planning for the lifestyle that you want If your retirement dream is to live…

Read More →

10 Hidden Drawbacks of 401(k)s That Will Leave You Speechless

You Might Not Become the Millionaire You Hoped of Becoming In principle, a 401(k) plan…

Read More →
A retiree couple in a large sunlit living room with packing boxes, looking out at a smaller cottage in the yard.

Why More Retirees Are Moving to Smaller Homes in 2026

Discover why rising insurance costs, property taxes, and a desire to simplify life are driving…

Read More →
A retired couple in their 60s sits on a sunlit terrace in Portugal overlooking the ocean, looking at a map and tablet together.

The Truth About Retiring Abroad: What Americans 60+ Really Experience

Discover the financial, legal, and healthcare realities of retiring abroad so you can confidently plan…

Read More →

Best Places to Retire in the USA in 2026 (Affordable, Safe & Tax-Friendly Picks)

Conclusion: Making the Right Retirement Decision in 2026 Choosing where to retire is ultimately a…

Read More →

Will You Work During Retirement? 10 Shocking Retirement Stats!

Fueling the demand for flexibility Some people might not want to end their careers, but…

Read More →

10 Secrets Elderly Parents Are Hiding From Their Families

Frivolous Spending – Or, on the other hand, there are seniors who can’t stop spending their…

Read More →

10 Ways Seniors Suffer Financial Abuse

Romantic money void As embarrassing as it is, our last choice of financial abuse is…

Read More →
An older couple stands inside a modern living room looking out a large sliding glass door toward a sunny desert neighborhood.

10 Biggest Reasons So Many Retirees Say They Regret Moving to Arizona

Learn why so many retirees regret moving to Arizona, including brutal summer heat waves, physician…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.