Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

25 Changes to Your 401(K) Plan That Can Save Your Retirement

April 2, 2021 · Personal finance

Reconcile Your Investment Objectives and Risk Tolerance

Once again, it all goes back to your goals and your risk tolerance! Always keep these two in mind when trying to figure out how to best approach your 401(k).

You’re probably thinking that you want immense returns with no risk, right? Well, join the club. Everyone wants those things and nobody really gets them, because they’re unachievable goals- and those who say they’re achievable might not even have the best intentions!

Always remember that sell-offs are inevitable, even when your aim is to get a portfolio with maximum growth. Being realistic will be far more helpful in your retirement savings journey than wishing for the impossible, so don’t go looking for sky-high returns with no risk.

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A senior woman looking thoughtfully at her phone in a bright, modern home office. 6 Social Security Scams You Need to Pay Attention to
  • A happy retired couple enjoying the sunset on a beautiful porch. 8 States to Retire For Less Than 45K a Year
  • A retired couple looking at a map on a sunny balcony overlooking a beautiful coastal town. 10 Countries to Retire Where $150K Is More Than Enough
  • A happy retiree working on a laptop on a sunny patio, symbolizing flexible part-time work. 20 Great Part-Time Jobs For Retirees
  • A senior couple smiling while looking at a tablet in a bright, modern kitchen. 5 Crucial Medicare Changes Coming Soon
  • A senior couple happily unpacking groceries in a bright, modern kitchen. 9 Ways to Shop at Costco Without a Membership
  • A happy retired couple stands on the porch of a beautiful, sunny home, symbolizing an affordable and joyful retirement. 10 Best Places to Retire That Won't Break the Bank
  • An older man confidently using a laptop in a sunlit home office, symbolizing digital security. 7 Common Passwords To Avoid
  • A retired couple looking out a window in their bright, downsized modern home. 11 Mistakes to Avoid When Downsizing Your Home
  • A retired couple smiling on a balcony overlooking a scenic coastal village at sunset. 12 Best Countries to Live Perfectly Well on Social Security

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

How To Pay Your Taxes With Your Credit Card in 2022

The best credit cards for tax payments The Business Platinum Card® from Amex The Blue…

Read More →

10 Retirement Benefits You Should Claim Now

Social Security – After you’ve paid into the Social Security system your entire working life, you…

Read More →

The Worst 5 States for Seniors to Be Healthy

Discover the worst states for senior health, the systemic challenges retirees face in these regions,…

Read More →

12 Creative Ways To Earn Passive Income in Retirement

Buy rental property – If you have a couple of savings, but not enough to live…

Read More →

6 Important Changes to Social Security Benefits in 2026

Change #1 The 2.8% Cost-of-Living Adjustment (COLA) What Changed The most widely anticipated Social Security…

Read More →

10 Quick Ways to Earn Some Extra Cash During Retirement

1. House-sitting If you’re retired and don’t know what to do with your spare time…

Read More →

Are You in Your 50s? Watch Out for These Common Financial Mistakes for Your Age Group

Upgrading Your Lifestyle Too Much Most people in their 50s are now living through their…

Read More →
A senior woman smiling while using a tablet in a bright, modern living room.

14 Smart Home Ideas for Independent Seniors

Discover 14 practical smart home ideas and aging in place technology to help independent seniors…

Read More →

11 Social Security Mistakes That Could Ruin Your Retirement

1. Trying to claim benefits before you’re eligible to get them You probably know that…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

  • About Us
  • Editorial Policy
  • Advertiser Disclosure
  • Frequently Asked Questions
  • Disclaimer
  • Terms and Conditions
  • Privacy Policy
  • Subscribe
  • Unsubscribe
  • Contact Us

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.