Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

9 401(k) Tips to Get More Money in Retirement

February 11, 2020 · Personal finance
A senior man relaxing in a bright living room, illustrating the flexibility of delayed RMDs.
A smiling senior man reads a retirement guide while relaxing in his bright, modern living room.

Did you know 401(k) plans date back 40 years? That’s right, they were introduced 4 decades ago and have seemingly taken over retirement savings plans nationwide. But even as pensions have fallen by the wayside and though we’ve seen an increase in numbers of people who open 401(k) accounts, the truth is that they’re not as popular as they seem.

A quarter of workers doesn’t have any money set aside in 401(k) accounts. So we can’t help but wonder why?

Perhaps it has something to do with the attractiveness of the program. Ever heard of the Setting Every Community Up for Retirement Enhancement Act of 2019? This new law is designed to add more features that would attract more workers. The SECURE act took effect on the 1st of January 2020, so let’s see what has changed and if it’s worth it for those who haven’t joined the bandwagon yet.

Pages: 1 2 3 4 5 6 7 8 9 10

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • What $3,000 a Month Really Looks Like in Retirement Based on Where You Live What $3,000 a Month Really Looks Like in Retirement Based on Where You Live
  • An older couple in casual clothes sitting at a wooden kitchen table, looking at a tablet together in warm natural light. Here's What the Average Social Security Check Is in August (How Do You Compare?)
  • A retired couple walks down a peaceful, tree-lined suburban sidewalk during the warm golden hour. 10 Best Retirement Cities With Peaceful Neighborhoods
  • 10 Small Towns Where Retirees Can Live Like Millionaires 10 Small Towns Where Retirees Can Live Like Millionaires
  • An older veteran looking skeptically at a tablet showing a $10,000 XRP claim, watercolor illustration. American Veterans Are About to Receive $10,000 in XRP From Ripple - More Here!
  • A retired couple standing on a sunny balcony in Europe overlooking a coastal town at sunset. 10 Things to Know About Retiring Abroad
  • A thoughtful 68-year-old man sitting on his porch during golden hour, holding a warm mug. Here's the Average Social Security Benefit of 68-Year-Old Americans (How Do You Compare?)
  • A stylized gouache illustration of a couple walking along a path divided into Taxable, Tax-Deferred, and Tax-Free segments. In What Order Should You Tap Your Retirement Funds? (Find Out Here!)
  • An active retired couple laughing together on a wooden lakeside porch in New Hampshire during a warm autumn morning. The 10 States Where Retirees Receive the Highest Median Social Security Benefit Checks
  • A retired couple hiking hand-in-hand along a scenic desert trail lined with cacti during a warm, golden sunset. 20 Affordable Desert Towns Retirees Are Falling in Love With

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

A retired couple smiling while looking at a tablet in a sunlit room.

8 Factors That Affect Your Social Security Check

Discover the eight essential factors that determine your Social Security benefit amount, including your earnings…

Read More →

11 Things Retirees Should Buy ONLY at Costco (And Why)

The big-box retailer is the perfect place to find a good deal, especially for retirees.…

Read More →

10 Mistakes That Reduce Your Social Security Payments

After working hard for most of your life, it’s natural to feel entitled to great…

Read More →
A retired couple looking out a window in their bright, downsized modern home.

11 Mistakes to Avoid When Downsizing Your Home

Discover the most common physical, financial, and emotional mistakes retirees make when downsizing their homes,…

Read More →

Are You in Your 50s? Watch Out for These Common Financial Mistakes for Your Age Group

Making mistakes is part of life, so there’s no need to always dwell on them.…

Read More →
An older veteran looking skeptically at a tablet showing a $10,000 XRP claim, watercolor illustration.

American Veterans Are About to Receive $10,000 in XRP From Ripple – More Here!

Learn the truth behind the viral XRP veterans payment rumor and discover how to protect…

Read More →

7 Tips for Healthier Financial Decisions

There are many good things that come with good financial help such as peace of…

Read More →
Minimalist illustration of a tiny golden block labeled $1,000 at the edge of a vast canyon, symbolizing the retirement savings gap.

Can Trump’s $1K Senior Account Really Close the Retirement Gap? What Boomers Should Know

Discover how the new federal $1,000 retirement match works, why it isn't enough to close…

Read More →

The Worst 5 States for Seniors to Be Healthy

Discover the worst states for senior health, the systemic challenges retirees face in these regions,…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.