Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

25 Changes to Your 401(K) Plan That Can Save Your Retirement

April 2, 2021 · Personal finance

Don’t Pull Out During Downturns

Here is a knee-jerk reaction that you will regret later on in life: pulling out during downturns. The market going up and down is very normal, and you getting spooked will inevitably cause the downfall of your financial security during retirement.

Not only will you have a hard time knowing when to get back in the game, but you might miss out on a snapback- the market is known to do this often, too.

OK, but you need numbers to back this claim up? People who missed the top 10 days in the market between 1980 and 2018 missed out on a ton of cash. A $10,000 could have been worth $341,520 less than it could have been. Are you ready to make that call?

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A senior woman looking thoughtfully at her phone in a bright, modern home office. 6 Social Security Scams You Need to Pay Attention to
  • A happy retired couple enjoying the sunset on a beautiful porch. 8 States to Retire For Less Than 45K a Year
  • A retired couple looking at a map on a sunny balcony overlooking a beautiful coastal town. 10 Countries to Retire Where $150K Is More Than Enough
  • A happy retiree working on a laptop on a sunny patio, symbolizing flexible part-time work. 20 Great Part-Time Jobs For Retirees
  • A senior couple smiling while looking at a tablet in a bright, modern kitchen. 5 Crucial Medicare Changes Coming Soon
  • A senior couple happily unpacking groceries in a bright, modern kitchen. 9 Ways to Shop at Costco Without a Membership
  • A happy retired couple stands on the porch of a beautiful, sunny home, symbolizing an affordable and joyful retirement. 10 Best Places to Retire That Won't Break the Bank
  • An older man confidently using a laptop in a sunlit home office, symbolizing digital security. 7 Common Passwords To Avoid
  • A retired couple looking out a window in their bright, downsized modern home. 11 Mistakes to Avoid When Downsizing Your Home
  • A retired couple smiling on a balcony overlooking a scenic coastal village at sunset. 12 Best Countries to Live Perfectly Well on Social Security

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

8 Types of Retirement Income That Are Exempt From Taxes

Reimbursements and expenses for volunteering Volunteer work is not only satisfying because it offers you…

Read More →

10 Frauds Seniors Are Often Confronted With

Discover the top 10 scams targeting older adults and learn practical, actionable strategies to protect…

Read More →

10 Mistakes That Reduce Your Social Security Payments

7. Earning too much income as an early retiree Should you continue working while claiming…

Read More →

9 401(k) Mistakes & Solutions All Boomers Should Be Aware Of

7th Mistake: Having a Traditional View of Retirement Everyone has a preconceived idea of what…

Read More →

7 Important Changes to Social Security in 2022

The bar to qualify for a retirement benefit has been raised  The final big Social…

Read More →

11 Ways to Improve Your Finances Before You Retire

A senior couple with backpacks walks along the beach at sunset, securing their financial future…

Read More →

10 Quick Ways to Earn Some Extra Cash During Retirement

8. Being a handyman/woman When something needs fixing in the kitchen, who’re you gonna call?…

Read More →

8 Reasons Your Retirement Will Be Tougher Than You Expect

7. Folks might have to retire sooner than they hoped You might want to work…

Read More →

9 Retirement Statistics That Will Help You Prepare Your Nest Egg!

This modern cottage with large windows and a fire pit illustrates the luxurious potential of…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.