Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

25 Changes to Your 401(K) Plan That Can Save Your Retirement

April 2, 2021 · Personal finance

Don’t Pull Out During Downturns

Here is a knee-jerk reaction that you will regret later on in life: pulling out during downturns. The market going up and down is very normal, and you getting spooked will inevitably cause the downfall of your financial security during retirement.

Not only will you have a hard time knowing when to get back in the game, but you might miss out on a snapback- the market is known to do this often, too.

OK, but you need numbers to back this claim up? People who missed the top 10 days in the market between 1980 and 2018 missed out on a ton of cash. A $10,000 could have been worth $341,520 less than it could have been. Are you ready to make that call?

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A senior man sits at a wooden table reviewing a Social Security Administration statement with a pen and notebook. Why So Few Retirees Qualify for Social Security’s Biggest Possible Monthly Check
  • A woman reviews a retirement planning calendar and binder at a sunlit wooden table near a window. Key Retirement Milestone Ages Most People Miss
  • Mature couple sitting at a wooden kitchen table reviewing a calendar and open notebook with a cup of coffee. The Average Social Security Check by Age
  • 8 Medicare Billing Errors Worth Appealing 8 Medicare Billing Errors Worth Appealing
  • An older couple reviews Medicare paperwork at their kitchen table in warm morning light. 9 Medicare Rules Around Second Opinions
  • An older woman looks over healthcare paperwork at her kitchen table under warm light, looking concerned. 7 Signs Your Medicare Advantage Plan Restricts Specialist Access
  • An older woman practices balance therapy with a physical therapist in a bright, sunlit rehabilitation room. 8 Medicare Rules for Skilled Nursing Facility Stays
  • An older couple sitting at a wooden kitchen table reviewing Medicare booklets together in warm morning light. 9 Signs You Should Compare Medicare Plans This Fall
  • An older couple in their home kitchen reviewing Medicare documents next to a CPAP medical device on the table. 7 Medicare Coverage Rules for Durable Medical Equipment
  • An older man at a wooden kitchen table reviews a long pharmacy receipt next to a prescription bottle in warm morning light. 8 Signs Your Medicare Plan's Drug Formulary Has Changed

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

An elegant watercolor and ink illustration of a peaceful retirement pathway with subtle red warning flags and a magnifying glass.

10 Financial Red Flags Retirees Should Never Ignore

Learn the top 10 financial red flags in retirement and practical ways to protect your…

Read More →

6 Important Changes to Social Security Benefits in 2026

What You Should Do Right Now: 6 Action Steps 1. Review your My Social Security…

Read More →
A mature couple at their dining table calmly reviewing financial charts on a tablet, illuminated by warm afternoon window light.

What Retirees Should Know Before Claiming Benefits

Learn essential strategies to maximize your retirement income by mastering the critical rules surrounding benefit…

Read More →

7 Important Changes to Social Security in 2022

The bar to qualify for a retirement benefit has been raised  The final big Social…

Read More →

12 Best States to Retire in 2021

A couple enjoys the vibrant autumn foliage of the North Carolina mountains from their wooden…

Read More →
A stylized gouache illustration of a couple walking along a path divided into Taxable, Tax-Deferred, and Tax-Free segments.

In What Order Should You Tap Your Retirement Funds? (Find Out Here!)

Discover the most tax-efficient retirement withdrawal strategy to preserve your savings, minimize IRS taxes, and…

Read More →
A retired couple smiling in a bright apartment, symbolizing financial peace in retirement.

25 US Cities Where Your Social Security Can Pay the Rent in 2026

A majestic paddlewheel boat cruises past Peoria’s scenic riverfront, highlighting the city’s charming and affordable…

Read More →
A senior woman looking thoughtfully at her phone in a bright, modern home office.

6 Social Security Scams You Need to Pay Attention to

Protect your retirement income by learning how to spot, avoid, and report the six most…

Read More →

10 Social Security Alternatives To Earn More in Retirement

Downsizing – While it might not be the first thing that pops into your head, it…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.