Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

25 Changes to Your 401(K) Plan That Can Save Your Retirement

April 2, 2021 · Personal finance

Don’t Pull Out During Downturns

Here is a knee-jerk reaction that you will regret later on in life: pulling out during downturns. The market going up and down is very normal, and you getting spooked will inevitably cause the downfall of your financial security during retirement.

Not only will you have a hard time knowing when to get back in the game, but you might miss out on a snapback- the market is known to do this often, too.

OK, but you need numbers to back this claim up? People who missed the top 10 days in the market between 1980 and 2018 missed out on a ton of cash. A $10,000 could have been worth $341,520 less than it could have been. Are you ready to make that call?

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A retired couple at a kitchen table looking at a map and tablet, planning their next move to a surprise retirement destination. 8 Places That Surprise Retirees in the Best Possible Way
  • A panoramic watercolor illustration showing a transition from green mountains to red deserts and blue lakes. 11 Nature-Filled Destinations Perfect After 60
  • A retired couple sits on a coastal bench in Maine at twilight, looking out at a harbor with lobster boats. 9 Charming Northern Spots for Retirement
  • A stylized gouache illustration of a western landscape featuring mountains, red rock mesas, and pine forests under a warm afternoon sun. 10 Western Retirement Spots with Incredible Lifestyle Appeal
  • Three active seniors walking through a vibrant, sunlit downtown plaza with a dog and coffee, representing a fulfilling retirement lifestyle. 9 Places Where Seniors Are Finding More Things to Do
  • A senior man at a kitchen table early in the morning, looking at a laptop with a financial graph, representing proactive retirement planning Social Security's 2027 COLA Forecast Just Changed - Here's What Retirees Should Know
  • 7 Retirement Towns Where You Can Walk To Everything You Need
  • 10 Forgotten Restaurants Americans Miss The Most
  • A senior woman walks her dog safely at dusk through a well-lit, peaceful suburban neighborhood with glowing street lamps. America's Safest Towns To Retire To, Ranked By Crime Rates
  • A collage showing a 'Perfect Retirement' blueprint peeling back to reveal complex financial ledgers and medical charts underneath. 8 Retirement Plans That Sound Good But Rarely Work Out

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

These 11 Cities Are Where Seniors Are Most and Least Financially Secure

Discover which 11 cities offer the strongest economic safety nets for retirees and which locations…

Read More →
A senior couple carefully reviewing retirement documents together in a bright, modern home office.

10 Mistakes That Reduce Your Social Security Payments

Avoid these 10 costly Social Security payment mistakes to protect your monthly checks, minimize taxes,…

Read More →

10 Best Jobs for Retirees

Delivery Person Average Hourly Pay: $20.03 Delivery services are extremely popular. Plenty of companies are…

Read More →

14 Tips To Make The Most Of Your Social Security Check

Get a roommate You’re not in college anymore but this doesn’t mean it’s not ok…

Read More →

20 Essential Tax Breaks Every Senior Should Know About

Maximize your retirement income by exploring 20 essential tax breaks, deductions, and financial strategies specifically…

Read More →
A senior couple smiling while looking at a tablet in a bright, modern kitchen.

5 Crucial Medicare Changes Coming Soon

Discover the 5 crucial Medicare changes coming soon, from negotiated drug prices and out-of-pocket caps…

Read More →

12 Creative Ways To Earn Passive Income in Retirement

Rent your outdoor adventure vehicles – If you’re the proud owner of an RV, camper van,…

Read More →

8 Most Tax-Friendly States To Retire in 2022

Colorado – Retirees in Colorado are as carefree as it gets. The state’s median property tax…

Read More →

How 8 Types of Retirement Income Get Taxed

Dividends If you want to add dividends to your income list as you approach retirement,…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.