Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

25 Changes to Your 401(K) Plan That Can Save Your Retirement

April 2, 2021 · Personal finance

Don’t Pull Out During Downturns

Here is a knee-jerk reaction that you will regret later on in life: pulling out during downturns. The market going up and down is very normal, and you getting spooked will inevitably cause the downfall of your financial security during retirement.

Not only will you have a hard time knowing when to get back in the game, but you might miss out on a snapback- the market is known to do this often, too.

OK, but you need numbers to back this claim up? People who missed the top 10 days in the market between 1980 and 2018 missed out on a ton of cash. A $10,000 could have been worth $341,520 less than it could have been. Are you ready to make that call?

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • An older couple plans their retirement at a sunny wooden table with maps. 10 Ways Retirees Supplement Their Pension Income
  • A warm watercolor illustration of a cozy apartment protected by a glowing golden dome, symbolizing renters insurance security. What Renters Insurance Really Covers - and What It Doesn't
  • A senior woman sits thoughtfully at a wooden table with a notebook and coffee, planning in the warm morning light. The Latest CPI Data Could Change Retirees' 2027 COLA—Here's Why
  • An illustration of a retired couple standing on their sunny porch, looking out at a garden, symbolizing financial peace of mind. Here's How Much Money Retirees Could Keep if Social Security Taxes End
  • A senior woman at a kitchen table checking a circled date on her calendar next to a laptop. Update: Social Security Is Changing How Millions Get Paid - Here’s What to Know
  • A man in his 60s reviews retirement savings charts on a tablet at his kitchen table in the morning light. Is Your 401(k) Keeping Pace? See the Average Balance by Age in 2026
  • A watercolor illustration of a garden path with signs for retirement ages 62, 67, and 70 under a bright, sunny sky. 6 Easy Steps to Estimate Your Social Security Benefits
  • A panoramic view of the twin crater lakes of Sete Cidades in the Azores, featuring one blue and one green lake surrounded by lush green hill 9 Scenic (and Cheap) Destinations That Rarely Disappoint
  • A retired couple stands amidst moving boxes in their living room, bathed in warm afternoon sunlight during their relocation process. 8 Common Relocation Mistakes Retirees Tend to Make
  • 7 Costco Items Worth Buying in Retirement Because They Actually Lower What You Spend Each Month

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

Downsizing Your Home? Stay Away From These 8 Crucial Mistakes

Avoid these 8 crucial mistakes when downsizing your home in retirement, from hidden moving costs…

Read More →

10 Tax Breaks For Retirees Over 50

Additional IRA deduction – Older workers can defer paying income tax on more money, in comparison…

Read More →

7 Retirement Financial Mistakes to Avoid

Not Investing Properly Or, as we like to call it, not investing at all. But…

Read More →

These 6 Dividend Stocks Will Secure 20 Years of Your Retirement

Chevron To put it simply you can’t go wrong when you invest in the energy…

Read More →

11 Social Security Mistakes That Could Ruin Your Retirement

7. Fearing Social Security’s destruction If you’ve heard that Social Security funds can and will…

Read More →
A senior man locking his front door during golden hour, representing home security.

13 Free Ways to Keep Thieves From Breaking In

Discover 13 practical, free ways to secure your home from burglars and enjoy a stress-free…

Read More →
A senior couple carefully reviewing retirement documents together in a bright, modern home office.

10 Mistakes That Reduce Your Social Security Payments

Avoid these 10 costly Social Security payment mistakes to protect your monthly checks, minimize taxes,…

Read More →

6 Differing Retirement Goals You Need to Balance Out ASAP

A senior man practices yoga in a sunlit room, balancing physical health with daily retirement…

Read More →

How To Pay Your Taxes With Your Credit Card in 2022

The benefits of paying taxes with your credit card If you charge your taxes to…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.