Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

25 Changes to Your 401(K) Plan That Can Save Your Retirement

April 2, 2021 · Personal finance

Review Options Regularly

The 401(k) plan you have now is most probably vastly different from the one you started off with, especially if you’ve been with your current employer for a significant chunk of time.

One of the biggest mistakes people make? Setting it up and forgetting it. You could be missing out on important information and choices that could boost your retirement savings exponentially. Does this mean you have to overanalyze your investment accounts constantly? No, that’s another big mistake people make.

Once a year, double-check if your plan fits the rest of your financial portfolio. Also, look at the fees you’re paying. It’s always a good idea to also stay on top of vesting schedules, your employer match, and your investment choices.

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A panoramic view of the twin crater lakes of Sete Cidades in the Azores, featuring one blue and one green lake surrounded by lush green hill 9 Scenic (and Cheap) Destinations That Rarely Disappoint
  • A retiree looks out over a lush tropical valley at sunset from a terracotta balcony, holding a coffee mug. 10 Best Countries to Retire Abroad in 2027
  • A retired couple stands amidst moving boxes in their living room, bathed in warm afternoon sunlight during their relocation process. 8 Common Relocation Mistakes Retirees Tend to Make
  • 7 Costco Items Worth Buying in Retirement Because They Actually Lower What You Spend Each Month
  • A retired couple at a kitchen table looking at a map and tablet, planning their next move to a surprise retirement destination. 8 Places That Surprise Retirees in the Best Possible Way
  • A panoramic watercolor illustration showing a transition from green mountains to red deserts and blue lakes. 11 Nature-Filled Destinations Perfect After 60
  • A retired couple sits on a coastal bench in Maine at twilight, looking out at a harbor with lobster boats. 9 Charming Northern Spots for Retirement
  • A stylized gouache illustration of a western landscape featuring mountains, red rock mesas, and pine forests under a warm afternoon sun. 10 Western Retirement Spots with Incredible Lifestyle Appeal
  • Three active seniors walking through a vibrant, sunlit downtown plaza with a dog and coffee, representing a fulfilling retirement lifestyle. 9 Places Where Seniors Are Finding More Things to Do
  • A senior man at a kitchen table early in the morning, looking at a laptop with a financial graph, representing proactive retirement planning Social Security's 2027 COLA Forecast Just Changed - Here's What Retirees Should Know

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

How To Pay Your Taxes With Your Credit Card in 2022

The benefits of paying taxes with your credit card If you charge your taxes to…

Read More →

10 Social Security Alternatives To Earn More in Retirement

Downsizing – While it might not be the first thing that pops into your head, it…

Read More →
A retired couple smiling on a balcony overlooking a scenic coastal village at sunset.

12 Best Countries to Live Perfectly Well on Social Security

Discover the top 12 countries where your Social Security check provides a high quality of…

Read More →

8 Reasons Your Retirement Will Be Tougher Than You Expect

3. Private pensions are nearly extinct Private pensions are, sadly, a thing of the past.…

Read More →

11 Worrying 401(K) Mistakes That Will Derail Your Retirement Plans

A man reviews a green growth chart on a tablet to avoid missing out on…

Read More →

Downsizing Your Home? Stay Away From These 8 Crucial Mistakes

Avoid these 8 crucial mistakes when downsizing your home in retirement, from hidden moving costs…

Read More →
Defined contribution retirement plans in the private sector

25 Tips to Boost Your 401(K) Now!

2. Build an Emergency Fund If you’re relying on your 401(k) as an emergency fund…

Read More →

17 Ways to Make Sure Your Retirement Stays on Track

A smiling man relaxes on his porch, enjoying the rewards of a patient and well-planned…

Read More →

13 Key Money-Management Tips Every Retiree Should Know

A man sits at his kitchen counter using a laptop to organize his monthly retirement…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.