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25 US Cities Where Your Social Security Can Pay the Rent in 2026

March 3, 2026 · Personal finance
An older man and his dog walking along a sunny riverfront trail.
A man walks his dog along a scenic riverfront path with the city skyline in the background.

2. Wichita, Kansas

Avg. 1BR Rent
~$670/mo
SS Covers Rent?
✅ Yes
SS Tax?
No SS Tax
State
Kansas

With average 1-bedroom rents around $670 per month — among the lowest of any midsize city in the country — Wichita gives Social Security recipients extraordinary purchasing power in 2026. Kansas exempts Social Security income from state taxes for most retirees, making the financial picture even brighter.

Wichita is not just cheap — it’s livable. The city has a thriving arts scene anchored by the Wichita Art Museum and the city’s Old Town entertainment district. The Keeper of the Plains sculpture and the Arkansas River corridor provide free outdoor recreation. Healthcare is excellent, with Wesley Medical Center and Via Christi Health both serving the region.

For retirees who value low costs above almost everything else, Wichita’s combination of sub-$700 rents, no Social Security tax, and solid medical infrastructure makes it one of the most financially compelling places to retire in the Midwest. Groceries and utilities also run well below national averages, leaving most retirees with meaningful financial breathing room each month.

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12 responses to “25 US Cities Where Your Social Security Can Pay the Rent in 2026”

  1. SUSAN CARRIERO says:
    March 29, 2026 at 6:06 pm

    We live in Las Vegas and need a place that includes utilities and cable. Me and my husband make $38,000 a year and now pay $1000 a month just making it. We need to be out of here by January 2027.

    Reply
  2. Gail says:
    March 29, 2026 at 9:49 pm

    I don’t believe you’ll find any place that pays for cable. Some places pay for water but not gas and electric.

    Reply
  3. Richard A Bivona says:
    April 11, 2026 at 4:54 pm

    Is Mazatlan Mexico a good option???

    Reply
  4. Lori says:
    April 13, 2026 at 12:46 am

    I’m in Lakeport Ca I can’t recommend it if you rent good luck finding a good honest landlord. Gas is expensive 5.79 a gallon. Not much to do and some people are strange just like most places I guess. I’m trying to get out asap but where? Please advise 🙏.

    Reply
  5. An says:
    April 13, 2026 at 10:33 am

    I can’t even read the article! All I see are a bunch of ads and links that go to more ads. I see Toledo and that’s it. So where’s the other 24?!

    Reply
  6. FRANK C ALBANO says:
    April 25, 2026 at 6:44 pm

    Thank u for this list. I am 59 and want to retire at 62. Can you please send me an updated list in 2 years? Thank you!

    Reply
  7. Marylin E Bard says:
    April 27, 2026 at 12:11 pm

    Idaho, western states?

    Reply
  8. Ruben Martinez says:
    April 28, 2026 at 7:22 am

    You don’t need cable. Just get WI-FI and you can buy a Super Box for about $300.00. This device is capable of streaming tv regular channels, movies and sports. It seems to me that with 38000 a year minus 12000 for rent.-leaving you about 26000 for all other expenses, you should be able to make it. Unless you are gambling your $$ away!

    Reply
  9. Paulette Rhodes says:
    May 7, 2026 at 2:54 pm

    Looking for apartments in the Orlando, FL and surrounded area

    Reply
  10. Michael Christensen says:
    May 8, 2026 at 5:29 pm

    Me too. Where’s the rest of the article just more adds. WTF!!!!!

    Reply
  11. SD says:
    May 9, 2026 at 2:15 pm

    There is not a city in the USA that doesn’t tax our social security. Some states do not take taxes out of each monthly check, but when you file your federal taxes, you must include your total SS benefits on your federal form and IF you also have a pension or any other income coming in, SOME percentage of your SS will be added to that total and taxes will be calculated on that amount. They’re going to get their money one way or another because our government is greedy!

    Reply
  12. Kathy says:
    May 19, 2026 at 6:11 pm

    Go up to where there are a bunch of numbers in boxes…. those are the other cities.

    Reply

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