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25 US Cities Where Your Social Security Can Pay the Rent in 2026

March 3, 2026 · Personal finance
A misty mountain view from a wooden balcony at dawn.
Enjoy misty mountain views from a cozy balcony where your Social Security comfortably covers the rent.

13. Knoxville, Tennessee

Avg. 1BR Rent
~$970/mo
SS Covers Rent?
✅ Yes
SS Tax?
No SS Tax
State
Tennessee

Knoxville combines natural beauty, a college-town energy, and affordable rents in a package that is hard to beat in the Southeast. Average 1-bedroom rents sit around $970 per month, Tennessee does not tax Social Security income, and the Great Smoky Mountains National Park — the most visited national park in the country — is less than an hour away.

The University of Tennessee gives the city a cultural vitality and energy that distinguishes it from similarly priced cities. The Old City and Market Square districts offer independent restaurants, live music, and walkable urban living. Healthcare is excellent, with the University of Tennessee Medical Center and Covenant Health system providing comprehensive senior care across the region.

Knoxville’s four seasons, mountain scenery, outdoor recreation, and sub-$1,000 rents make it one of the most compelling retirement destinations in the South for 2026. The city’s growing population of younger residents also keeps the energy lively — important for retirees who want an active, socially engaged community rather than a purely age-segregated retirement environment.

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12 responses to “25 US Cities Where Your Social Security Can Pay the Rent in 2026”

  1. SUSAN CARRIERO says:
    March 29, 2026 at 6:06 pm

    We live in Las Vegas and need a place that includes utilities and cable. Me and my husband make $38,000 a year and now pay $1000 a month just making it. We need to be out of here by January 2027.

    Reply
  2. Gail says:
    March 29, 2026 at 9:49 pm

    I don’t believe you’ll find any place that pays for cable. Some places pay for water but not gas and electric.

    Reply
  3. Richard A Bivona says:
    April 11, 2026 at 4:54 pm

    Is Mazatlan Mexico a good option???

    Reply
  4. Lori says:
    April 13, 2026 at 12:46 am

    I’m in Lakeport Ca I can’t recommend it if you rent good luck finding a good honest landlord. Gas is expensive 5.79 a gallon. Not much to do and some people are strange just like most places I guess. I’m trying to get out asap but where? Please advise 🙏.

    Reply
  5. An says:
    April 13, 2026 at 10:33 am

    I can’t even read the article! All I see are a bunch of ads and links that go to more ads. I see Toledo and that’s it. So where’s the other 24?!

    Reply
  6. FRANK C ALBANO says:
    April 25, 2026 at 6:44 pm

    Thank u for this list. I am 59 and want to retire at 62. Can you please send me an updated list in 2 years? Thank you!

    Reply
  7. Marylin E Bard says:
    April 27, 2026 at 12:11 pm

    Idaho, western states?

    Reply
  8. Ruben Martinez says:
    April 28, 2026 at 7:22 am

    You don’t need cable. Just get WI-FI and you can buy a Super Box for about $300.00. This device is capable of streaming tv regular channels, movies and sports. It seems to me that with 38000 a year minus 12000 for rent.-leaving you about 26000 for all other expenses, you should be able to make it. Unless you are gambling your $$ away!

    Reply
  9. Paulette Rhodes says:
    May 7, 2026 at 2:54 pm

    Looking for apartments in the Orlando, FL and surrounded area

    Reply
  10. Michael Christensen says:
    May 8, 2026 at 5:29 pm

    Me too. Where’s the rest of the article just more adds. WTF!!!!!

    Reply
  11. SD says:
    May 9, 2026 at 2:15 pm

    There is not a city in the USA that doesn’t tax our social security. Some states do not take taxes out of each monthly check, but when you file your federal taxes, you must include your total SS benefits on your federal form and IF you also have a pension or any other income coming in, SOME percentage of your SS will be added to that total and taxes will be calculated on that amount. They’re going to get their money one way or another because our government is greedy!

    Reply
  12. Kathy says:
    May 19, 2026 at 6:11 pm

    Go up to where there are a bunch of numbers in boxes…. those are the other cities.

    Reply

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