Retiring as a millionaire might be a dream we all share, in one way or another. While a million dollars isn’t what it used to be, that level of comfort would make retired life better for many. Yes, it might seem impossible for many of us, but it isn’t. This goal is as achievable as it can be, especially if you have a lot of time before retirement.

Do you want to learn how to retire a millionaire? There are three key steps you need to keep in mind: That you need to invest in many diversified index funds, that you should do it now, and that you need to stick to your plan, no matter the economy. It sounds a bit vague, I know. To clear the air, let’s talk about what you need to do to retire a millionaire.