Comparing Your Costco Access Options
To help you determine which of these Costco membership alternatives best suits your lifestyle, review this breakdown of costs and benefits.
| Shopping Method | Access Level | Additional Fees / Markups | Best Used For |
|---|---|---|---|
| Costco Shop Card | Full in-store and gas station access | None | Regular shopping trips; buying affordable gasoline |
| Instacart / Uber Eats | Delivery of groceries and household items | 15-20% item markup, plus delivery fees and tips | Those with mobility restrictions; avoiding crowds |
| Costco.com | Most online merchandise (excluding Member Only items) | 5% non-member surcharge | Occasional non-perishable or mid-tier purchases |
| Pharmacy & Medical Exams | Full access to medications, eye exams, and hearing tests | None | Filling prescriptions; managing healthcare overhead |
| Guest Access | Full in-store access (member must pay) | None | Occasional bulk stock-ups with friends or family |
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