15. Do Consider the State’s Bankruptcy Protections

Just as you’d naturally plan against emergencies, you should also consider financial destitution. You’re about to enter a vulnerable period in your life, especially in the monetary department, and you want to make sure you’re protected.

Some states will shield more assets than others. For example, most places won’t touch your 401(k) in case of bankruptcy, but you can take it a step further. You should move to a state where your home is protected as well. In some cases, your house can’t be taken due to bankruptcy, but other states only protect your house to a certain value.

Nobody wants to think about losing their retirement assets, so the best you can do is make sure that won’t happen at the worst of times. Just remember, financial crashes have happened before and they will happen again.