Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

9 401(k) Tips to Get More Money in Retirement

February 11, 2020 · Personal finance
A senior man relaxing in a bright living room, illustrating the flexibility of delayed RMDs.
A smiling senior man reads a retirement guide while relaxing in his bright, modern living room.

Did you know 401(k) plans date back 40 years? That’s right, they were introduced 4 decades ago and have seemingly taken over retirement savings plans nationwide. But even as pensions have fallen by the wayside and though we’ve seen an increase in numbers of people who open 401(k) accounts, the truth is that they’re not as popular as they seem.

A quarter of workers doesn’t have any money set aside in 401(k) accounts. So we can’t help but wonder why?

Perhaps it has something to do with the attractiveness of the program. Ever heard of the Setting Every Community Up for Retirement Enhancement Act of 2019? This new law is designed to add more features that would attract more workers. The SECURE act took effect on the 1st of January 2020, so let’s see what has changed and if it’s worth it for those who haven’t joined the bandwagon yet.

Pages: 1 2 3 4 5 6 7 8 9 10

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A senior man sits at a wooden table reviewing a Social Security Administration statement with a pen and notebook. Why So Few Retirees Qualify for Social Security’s Biggest Possible Monthly Check
  • A woman reviews a retirement planning calendar and binder at a sunlit wooden table near a window. Key Retirement Milestone Ages Most People Miss
  • Mature couple sitting at a wooden kitchen table reviewing a calendar and open notebook with a cup of coffee. The Average Social Security Check by Age
  • 8 Medicare Billing Errors Worth Appealing 8 Medicare Billing Errors Worth Appealing
  • An older couple reviews Medicare paperwork at their kitchen table in warm morning light. 9 Medicare Rules Around Second Opinions
  • An older woman looks over healthcare paperwork at her kitchen table under warm light, looking concerned. 7 Signs Your Medicare Advantage Plan Restricts Specialist Access
  • An older woman practices balance therapy with a physical therapist in a bright, sunlit rehabilitation room. 8 Medicare Rules for Skilled Nursing Facility Stays
  • An older couple sitting at a wooden kitchen table reviewing Medicare booklets together in warm morning light. 9 Signs You Should Compare Medicare Plans This Fall
  • An older couple in their home kitchen reviewing Medicare documents next to a CPAP medical device on the table. 7 Medicare Coverage Rules for Durable Medical Equipment
  • An older man at a wooden kitchen table reviews a long pharmacy receipt next to a prescription bottle in warm morning light. 8 Signs Your Medicare Plan's Drug Formulary Has Changed

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

Divorcing in Retirement? Here Are 15 Ways To Safeguard Your Financial Future

There are only a few things that can savage your financial plans and pull the…

Read More →
An illustration of a retired couple standing on their sunny porch, looking out at a garden, symbolizing financial peace of mind.

Here’s How Much Money Retirees Could Keep if Social Security Taxes End

Discover exactly how much money you could save if the federal government eliminates taxes on…

Read More →

7 Best Funds To Invest In For Retirement

By investing in something for your retirement years, you basically make sure you’ll have anything…

Read More →
A retired couple reviews tax paperwork and financial statements together at their kitchen table in warm, natural morning light.

9 Signs You’ve Underpaid Estimated Taxes and Should Adjust Immediately

Learn the 9 warning signs that you have underpaid estimated taxes in retirement and discover…

Read More →
An older veteran looking skeptically at a tablet showing a $10,000 XRP claim, watercolor illustration.

American Veterans Are About to Receive $10,000 in XRP From Ripple – More Here!

Learn the truth behind the viral XRP veterans payment rumor and discover how to protect…

Read More →

20 Essential Tax Breaks Every Senior Should Know About

Maximize your retirement income by exploring 20 essential tax breaks, deductions, and financial strategies specifically…

Read More →
A retired couple smiling in a bright apartment, symbolizing financial peace in retirement.

25 US Cities Where Your Social Security Can Pay the Rent in 2026

The average Social Security retirement benefit in 2026 is $1,976 per month. The national median…

Read More →

12 Creative Ways To Earn Passive Income in Retirement

Passive income streams are extremely welcomed throughout our lives, particularly in retirement. Moreover, if you…

Read More →

These 6 Dividend Stocks Will Secure 20 Years of Your Retirement

How do you suppose you’re going to spend your retirement fund? No, we don’t mean…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.