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Top 13 Places to Retire in America in 2026

March 10, 2026 · Retirement Life
A retired man relaxing on a luxury porch, representing financial peace of mind.
A senior man reviews financial literature while enjoying a peaceful sunset from his beautiful garden porch.

Comparing Tax Climates and Affordability

To help you visualize the financial differences between these destinations, consider how a few of our top picks stack up regarding taxes and housing. You can research further state-by-state tax details through resources like Kiplinger’s state tax guides.

City & State State Income Tax Range Social Security Taxed? Median Housing Cost Vibe
Lancaster, PA 3.07% (Flat) No Moderate
Sarasota, FL None No High
Savannah, GA 1.0% – 5.49% No Moderate to Low
Fort Wayne, IN 3.05% (Flat) No Very Low
Scottsdale, AZ 2.5% (Flat) No Very High
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