Save at Least 10% Annually

You should try to set aside 10% of your annual income towards retirement. Most experts also recommend as much as 15%, yet not a lot of people have the means to do this.

Just know that this is the amount of money you should aim for and if you can’t start off like that, there’s no need to give up on your plans early on. Start with any percentage you can, then add 1% every year, or however much you can.

Remember, any attempt to get your foot in the door is welcome, no matter when you start saving up. If expert advice won’t fit your circumstances, adjust them to your means and needs.