9. Make Sure You Max It Out

So you’re trying to figure out how to budget in order to take full advantage of your employer’s match- that’s great! The next step is to ensure you’re actually maxing out your plan. It might sound like it’s easier said than done, especially if you’ve now got to figure out what percentage of your monthly income you need to contribute in order to reach that goal.

The easiest approach? Contribute precisely $2,000 per month so you won’t waste any unnecessary time doing the maths. Sooner or later, you’ll reach your destination, opening you up to more financial flexibility and adding to make your golden year truly golden.