25 Most Important Things About Your Social Security

21. Working while receiving Social Security could affect your benefits

If you plan to keep on working, keep in mind that your benefits will be reduced until you reach your FRA. After you’ve reached your FRA your benefits will be recalculated, though, so expect higher checks to make up for the amount that had been cut off.

Of course, if you’ve already reached your FRA before you decide to start working again, your Social Security won’t be affected.

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