T.Z.

8 Reasons Your Retirement Will Be Tougher Than You Expect

Look around you. Take a good look at all the seniors in and around your life. What does their retirement look like? What about when you compare it to your parents’ and grandparents’ golden years? Undoubtedly, there’s a lot to learn from the older generation, from general life advice to tips and tricks for a …

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10 Ways To Make the Most Out of Life as a Retiree

Depending on how much you’ve managed to save for your retirement, you can try out various lifestyles from the moment you exit the workforce. Most seniors plan very specific things such as downsizing near the beach or high up in the mountains, they want to stay active and keep in touch with nature while others …

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These 10 Small Towns Are Perfect for All Retirees

Many Americans dream of living in a big, bustling city during adulthood, likely thanks to a booming economy and a plethora of opportunities. But retirees typically prefer a more laid back, relaxed environment during their golden years. It’s understandable that after years of hard work you’d want to settle down and forget all about the …

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25 Tips to Save 20% for Your Retirement with No Effort

If you’ve ever had issues with your expenses and stretching your dollars from paycheck to paycheck then you’ve definitely come to the right place. It might seem downright impossible to get your finances under control, but there are things you can do on a daily, weekly, or even monthly basis that can help out. We’ve …

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There’s How Retirees Can Explore The World Without Leaving Their Sofas

You can still visit museums and marvel at their great works of art, tour historical landmarks and stroll through foreign cities … from the comfort of your home. In February, the U.S. State Department issued a Global Level 4 Health Advisory—its most dire warning—that it summarized in three words: “Do Not Travel.” Passing through Transportation …

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These 11 Cities Are Where Seniors Are Most and Least Financially Secure

How is anyone supposed to know exactly how much they’re meant to save for their retirement? There are so many variables at play, it’s almost impossible to come up with a nice, rounded number. It all depends on how you’re planning on spending your day, your expenses, whether or not you’re going to have debt …

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15 Places To Retire Where $200,000 Goes A Long Way

Here’s an idea! Why not forget all about rising health care costs and other expenses in the U.S? Why worry about your retirement savings lasting a fraction of your retirement years due to unforeseen circumstances? Why not retire abroad? Make no mistake, we love our country through and through, but sometimes we have to accept …

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Is This the Most Overlooked Health Risk for Seniors?

Most of us worry about illness as we grow older. Cancer, diabetes and heart disease all become concerns in our senior years. But one relatively common and potentially fatal condition — dehydration — often flies under the radar. Dehydration occurs when your body loses more fluid than it is taking in. The lack of fluid can prevent …

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10 Mistakes That Reduce Your Social Security Payments

After working hard for most of your life, it’s natural to feel entitled to great Social Security benefits. If you’ve done everything by the book during your working years there’s no reason you should expect any cuts, right? Sadly, that’s not always the case, and thousands of senior Americans are forced to deal with less …

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9 401(k) Mistakes & Solutions All Boomers Should Be Aware Of

Baby boomers, now ages 55 to 73, are either retired or enjoying their last few years in the workforce before settling down. If you are part of this age group then you probably already have somewhat of a plan when it comes to your golden years, but financial advisors across the U.S. have found that …

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20 Essential Tax Breaks Every Senior Should Know About

Silver Linings For some seniors, it might be difficult to pinpoint whether their expenses will go up or down during retirement. Job-related costs will likely be slashed but for most Americans, assisted living and health care will take their place. Dealing with this precarious balance on a lower, fixed income might seem difficult but not …

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7 Reasons Renting Fits Perfectly With Your Retirement

Owning a home is seen as one of the greatest achievements of an adult’s life. It signifies stability while also increasing a person’s net worth, both are sought after by Americans across the U.S. Retirees, however, might benefit from saying goodbye to their homes in favor of renting. By doing so you’ll be relieving yourself …

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7 Essential Tips for Seniors in These Uncertain Times for Economy

Many Americans look forward to retiring- no more work, enough free time to travel or spend with family, picking up old hobbies or even starting new ones! It’s a great and fulfilling part of life, but that doesn’t mean it doesn’t come with some difficulties, particularly in the financial department. The truth is that unless …

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10 Tax Falsehoods Many Retirees Still Believe

Taxes greatly benefit our American society and without them we wouldn’t be able to maintain programs that are instrumental to our daily lives, not to mention maintaining our living habits. But how much should we really pay? Most soon to be retirees know there’s no way to really avoid taxes and that’s true, we have …

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