All across the U.S., 401(k) plans have become the main ingredient to retirement savings. Them, along with Social Security benefits and individual retirement plans would ensure every working American a comfortable and fulfilling retirement.

As contribution limits for these plans are normally higher, it’s important to take them seriously as the money you save through 401(k)s might form the bulk of your retirement savings in the future. That, combined with the fact that employees can automate their savings makes them the ideal savings mechanism for today’s working force.

Sadly, however, a lot of employees make crucial mistakes when it comes to their 401(k) plans. Today, we wanted to highlight 11 things you should never do with your plan in order to avoid financial hardships in the future.

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