25 Most Important Things About Your Social Security

9. You can only earn delayed retirement credits until age 70

Sadly, even the rewards you get from claiming late have to stop somewhere. When you reach 70, that’s when your Social Security will come in as it normally should.

The idea is not to claim too early, nor too late. Say your FRA is 67. If you wait as long as you can, you’ll only be getting a 24% increase.

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