15. High earners may not have all their income counted
There’s a cap on how much Social Security you can claim. Incredibly high earners should make sure they have savings ready because in 2020, for example, the limit is $137,700. You won’t see a penny more, even if you’ve earned a lot over that amount.
This happens because the program caps the number of wages you pay taxes every year. Going over that won’t be included in your benefits.