Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

Did You Know These 12 Facts About Annuities That Could Help Your Finances?

March 3, 2021 · Saving & Spending
A man in an armchair reading a brochure in a cozy, well-lit room.
Relaxing with his cat, a man reviews travel brochures with the security of a free look period.

Here’s why!

People who are selling fixed annuities must have state insurance licenses while investment representatives that sell variable annuities must have a security license too. Financial professionals with these credentials, however, are held to the suitability rule instead of the fiduciary rule.

Basically, the fiduciary rule requires them to act in the best interest of their clients. The suitability rule means they can offer investments that are suitable for clients even though these investments are not really the best options.

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A warm mid-century gouache illustration of an older couple happily planning a trip to Europe with a colorful map on their kitchen table. The Cheapest Months to Fly to the Most Popular European Destinations
  • An older woman smiling and laughing while talking on her phone at a sunlit kitchen table with a mug of tea. Telephone Reassurance Programs: Getting Paid to Chat With Seniors
  • An older woman at her sunlit dining table organizing paperwork and folders. Supplemental Security Income: Do You Qualify for Extra Help?
  • An older man happily restoring a wooden chair in his sunlit home workshop, symbolizing flexible and rewarding part-time work. 8 Flexible Part-Time Work That Won't Affect Your SS Benefits
  • A retired woman sits thoughtfully at her sunlit kitchen table, reviewing papers and bills with a warm mug of tea nearby. 16 Things Retirees Often Overpay For Without Realizing
  • An older couple stands on their porch during sunset, looking at a moving truck parked in their driveway. Retirees Regret Choosing These 5 States (Based on Cost and Lifestyle)
  • An older couple sitting at a wooden kitchen table reviewing organized tax documents in warm morning light, representing tax planning. 5 Tax Breaks You Can Claim Without Itemizing in 2026
  • An editorial illustration of a retired couple rolling back a rug to reveal hidden wealth and resources beneath their floorboards. The Retirement Benefits Beyond Traditional Checks - Find Them Here!
  • An editorial gouache illustration showing a stylized Social Security card sliced at the top, revealing gold coins inside. Could Social Security Taxes Change Again?
  • An editorial gouache illustration showing stylized hands adjusting a large monthly benefit check with a ruler and compass. The Benefit Rule That Could Affect Your Monthly Check

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

10 Things You’ll Spend A Lot On In Retirement

Financial Planning Being able to save constantly and accumulating wealth over time is what most…

Read More →

If You Want to Retire Early Cut These 5 Expenses Now!

Gas and motor oil Vehicle upkeep cost Americans around $2,109 according to the Bureau of…

Read More →

12 Common Money Myths You Need to Forget You’ve Ever Heard

You will spend less in retirement This is one of the biggest financial myths about…

Read More →

9 Things Seniors Didn’t Know They Could Get for Free or Discounted

Free tax filing You’ve reached retirement age and you’re probably tired of filling out tax…

Read More →

10 Best Senior Discounts for 2022

Travel senior discounts – There are some museums, parks and historical sites that will always take…

Read More →

10 Things to Know Before Spending Big

Will this big-ticket item make me happy? This is probably one of the most important…

Read More →

Working During Retirement? 11 Smart Tips for Seniors!

Consider Health Insurance Even if you don’t know the exact price of your medical bills…

Read More →
An editorial illustration of a retired couple rolling back a rug to reveal hidden wealth and resources beneath their floorboards.

The Retirement Benefits Beyond Traditional Checks – Find Them Here!

Discover overlooked retirement benefits, from healthcare grants to property tax freezes, that can stretch your…

Read More →

12 Common Tax Mistakes That Could Lead to an IRS Audit

Engaging in Virtual Currency Transactions Many people are hoping to avoid the IRS by engaging…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.