Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

11 Myths About Social Security Finally Debunked

October 14, 2019 · Saving & Spending

‘You should rely on your spouse’s benefits if they earn more money than you.’

Alright, there are situations where it makes sense to rely on spousal benefits. If your work record isn’t impressive then yes, you should consider this option. But also keep in mind that the amount of money will come up to only half of your partner’s payments. 
If your work record is good you should know that the program will compare you to your spouse, giving you the bigger benefits. 
Lastly, if you ultimately decide to rely on your spouse don’t forget that you must have been married for at least a year and your loved one should already be receiving benefits. 
Pages: 1 2 3 4 5 6 7 8 9 10 11 12

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A senior woman looking thoughtfully at her phone in a bright, modern home office. 6 Social Security Scams You Need to Pay Attention to
  • A happy retired couple enjoying the sunset on a beautiful porch. 8 States to Retire For Less Than 45K a Year
  • A retired couple looking at a map on a sunny balcony overlooking a beautiful coastal town. 10 Countries to Retire Where $150K Is More Than Enough
  • A happy retiree working on a laptop on a sunny patio, symbolizing flexible part-time work. 20 Great Part-Time Jobs For Retirees
  • A senior couple smiling while looking at a tablet in a bright, modern kitchen. 5 Crucial Medicare Changes Coming Soon
  • A senior couple happily unpacking groceries in a bright, modern kitchen. 9 Ways to Shop at Costco Without a Membership
  • A happy retired couple stands on the porch of a beautiful, sunny home, symbolizing an affordable and joyful retirement. 10 Best Places to Retire That Won't Break the Bank
  • An older man confidently using a laptop in a sunlit home office, symbolizing digital security. 7 Common Passwords To Avoid
  • A retired couple looking out a window in their bright, downsized modern home. 11 Mistakes to Avoid When Downsizing Your Home
  • A retired couple smiling on a balcony overlooking a scenic coastal village at sunset. 12 Best Countries to Live Perfectly Well on Social Security

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

7 Biggest Social Security and Medicare Changes in 2021

A senior man looks concerned while reviewing a long receipt at a busy outdoor produce…

Read More →

30 Shocking Retirement Facts to Help You Prepare Your Nest Egg

3. Seniors Watch a Lot of Movies If you thought movie-going is all the rage…

Read More →

17 Things to Do for a Healthy Retirement

New Cars Buying a car could set you back tens of thousands of dollars if…

Read More →

16 Ways to Get Back on Track After Devastating Financial Mistakes

Track Your Spending It is inevitable that you will spend some money during this time-…

Read More →

12 Huge Financial Mistakes Most Seniors Make Before Retirement

An older woman discusses her financial future with a professional advisor in a bright, plant-filled…

Read More →

8 Crucial Things Most Retirees Don’t Know About Taxes in Retirement

Withdrawals from Roth IRAs Question: Are withdrawals from Roth IRAs tax-free once I retire? Answer:…

Read More →

Caught up on Your Retirement Savings? Here Are 10 Easy Steps!

Take Advantage of the Extra Benefits in Your Retirement Plan Do you feel as though…

Read More →

Did You Know These 12 Facts About Annuities That Could Help Your Finances?

A smiling senior couple meets with a financial advisor to discuss tax-free annuity swap options.…

Read More →

10 Best Senior Discounts for 2022

Travel senior discounts – There are some museums, parks and historical sites that will always take…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.