Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

11 Myths About Social Security Finally Debunked

October 14, 2019 · Saving & Spending

‘You should rely on your spouse’s benefits if they earn more money than you.’

Alright, there are situations where it makes sense to rely on spousal benefits. If your work record isn’t impressive then yes, you should consider this option. But also keep in mind that the amount of money will come up to only half of your partner’s payments. 
If your work record is good you should know that the program will compare you to your spouse, giving you the bigger benefits. 
Lastly, if you ultimately decide to rely on your spouse don’t forget that you must have been married for at least a year and your loved one should already be receiving benefits. 
Pages: 1 2 3 4 5 6 7 8 9 10 11 12

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • What $3,000 a Month Really Looks Like in Retirement Based on Where You Live What $3,000 a Month Really Looks Like in Retirement Based on Where You Live
  • An older couple in casual clothes sitting at a wooden kitchen table, looking at a tablet together in warm natural light. Here's What the Average Social Security Check Is in August (How Do You Compare?)
  • A retired couple walks down a peaceful, tree-lined suburban sidewalk during the warm golden hour. 10 Best Retirement Cities With Peaceful Neighborhoods
  • 10 Small Towns Where Retirees Can Live Like Millionaires 10 Small Towns Where Retirees Can Live Like Millionaires
  • An older veteran looking skeptically at a tablet showing a $10,000 XRP claim, watercolor illustration. American Veterans Are About to Receive $10,000 in XRP From Ripple - More Here!
  • A retired couple standing on a sunny balcony in Europe overlooking a coastal town at sunset. 10 Things to Know About Retiring Abroad
  • A thoughtful 68-year-old man sitting on his porch during golden hour, holding a warm mug. Here's the Average Social Security Benefit of 68-Year-Old Americans (How Do You Compare?)
  • A stylized gouache illustration of a couple walking along a path divided into Taxable, Tax-Deferred, and Tax-Free segments. In What Order Should You Tap Your Retirement Funds? (Find Out Here!)
  • An active retired couple laughing together on a wooden lakeside porch in New Hampshire during a warm autumn morning. The 10 States Where Retirees Receive the Highest Median Social Security Benefit Checks
  • A retired couple hiking hand-in-hand along a scenic desert trail lined with cacti during a warm, golden sunset. 20 Affordable Desert Towns Retirees Are Falling in Love With

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

15 Tips to Avoid Being Scammed When Shopping Online

Discounts for designer products that seem too good to be true Buying products from well-known…

Read More →
A smiling retired couple enjoying a peaceful morning on their sunny outdoor deck.

11 Expenses You No Longer Need in Retirement

Discover the 11 major expenses that disappear in retirement, from commuting and payroll taxes to…

Read More →

12 Huge Financial Mistakes Most Seniors Make Before Retirement

An older woman discusses her financial future with a professional advisor in a bright, plant-filled…

Read More →

15 Best Deals for Seniors Only at Costco Stores

Discover the 15 most valuable Costco discounts for seniors, from prescription savings and premium hearing…

Read More →
An active senior couple happily taps a transit card to board a modern city light rail train during warm afternoon light.

Why Some Retirees Are Eligible for Free or Reduced Public Transit Passes – See If You Qualify

Learn how retirees can drastically lower their transportation expenses by qualifying for free or reduced-fare…

Read More →

10 Things You’ll Need To Give Up Now for a Comfortable Retirement

New cars Around forty-three percent of frugal people admitted to having kept their old cars…

Read More →

Not A Member? Here’s 9 Ways You Can Still Shop At Costco

Try using a Costco Cash Card, it works like a gift card but it must…

Read More →
An editorial illustration of a retired couple rolling back a rug to reveal hidden wealth and resources beneath their floorboards.

The Retirement Benefits Beyond Traditional Checks – Find Them Here!

Discover overlooked retirement benefits, from healthcare grants to property tax freezes, that can stretch your…

Read More →

9 Things Seniors Didn’t Know They Could Get for Free or Discounted

Historic Hotels of America discounts With an AARP membership, you should also take advantage of…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.