You only live once and you should make the most of every chance you get to live your life the way you want to. But you should also keep in mind that your current behavior can dramatically influence your future.

Whether you end up barely making ends meet in retirement can very much depend on how you manage your finances now. Whether you like it or not, the road to a healthy and comfortable retirement is paved with certain sacrifices one must make and things one must give up over the years.

What are you willing to sacrifice now to save for your golden years? Find out what super saver participants in a survey conducted by Principal had to say in answer to this question. They still made certain splurges but made saving a priority.

Also, take a look at what financial experts said about the things it’s ok to splurge on and the unnecessary expenses that could really have an impact on your future retirement and should be cut right now.