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Reasons You’ll Regret an RV in Retirement

September 10, 2019 · Retirement Life

Health Care Can Be a Hassle

RV life is not only about beautiful sceneries and landscapes. It’s true that you get to see all sorts of interesting places and meet interesting people, but you also have certain inconveniences. Like being away from your regular doctors and medical facilities.

“Health insurance is the problem, not health care,” says Nancy Fasoldt. “There are doctors everywhere, but the cost can kill you because of the insurance. HMOs, PPOs, in-network, out-of-network. Geesh. If you are in Bayfield, Wis., and need stitches, you can go to an urgent care for treatment, but where to go for follow-up care that is in-network?”

The Hartford insurer recommends “Retirees who are already on Medicare Parts A and B will be able to receive hospital and medical care in case of a major illness. If you are on a Medicare Part C (Medicare Advantage) plan, however, it may not cover you for anything other than emergency or urgent care, since your plan may specify that you are not allowed to see providers outside of your network.”

 

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