Researching Your Move

Conducting diligent research limits your risk. You can use free calculators from platforms like Bankrate to instantly compare the cost of living between your current zip code and your prospective new town. You should also leverage the vast demographic data provided by AARP, which offers a comprehensive “Livability Index” scoring neighborhoods on housing affordability, neighborhood safety, and community engagement.

Take the time to build a spreadsheet. Track home prices, estimate your future property taxes based on local millage rates, and call local auto insurance agents to see how your premiums might change in a new zip code. Every detail matters when you step away from your peak earning years.