Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

12 Most Affordable U.S. Cities Where You’ll Really Want to Retire

March 10, 2021 · Retirement Life
A rainy and expensive street scene in Seattle.
Pedestrians walk past coffee shops on a rainy Seattle street where high costs can dampen retirement plans.

Don’t retire in Seattle

If you don’t care about the rain, the Pacific Northwest region can be considered impressive and beautiful in terms of natural scenery. However, natural beauty should not be enough, at least not when it comes to deciding the best place to retire.

In the case of Seattle, you have to take into account the high cost of living and the average annual expenditure of over $100,000 a year for seniors. Not to mention the whopping $678,265 median list price you’d have to shell out for a decent home.

A senior man fly-fishing in a beautiful forest river.
A smiling retiree finds peace while fly fishing in a lush, sun-dappled Pacific Northwest river.

Instead, opt for Spokane, Washington

Coffee lovers might not like Spokane that much, given that it’s not the birthplace of Starbucks, but who needs coffee when you can have nearly $450,000 in median home price savings? Add the fact that an average retiree does not spend more than $50,000 a year on expenses and you’ve got no reason not to circle Spokane in red as a retirement destination.

Spokane is also home to Gonzaga University, which makes it a college town. On that note, find out how to Live a Great Retirement Life in These 12 Small Towns.

Pages: 1 2 3 4 5 6 7 8 9 10 11 12

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A senior woman walks her dog safely at dusk through a well-lit, peaceful suburban neighborhood with glowing street lamps. America's Safest Towns To Retire To, Ranked By Crime Rates
  • A collage showing a 'Perfect Retirement' blueprint peeling back to reveal complex financial ledgers and medical charts underneath. 8 Retirement Plans That Sound Good But Rarely Work Out
  • A panoramic sunrise view of a misty Pacific Northwest coastline with evergreen forests and distant snow-capped mountains. 12 Most Beautiful Retirement Destinations in the Pacific Northwest
  • A retired couple in hiking gear stands on a rocky mountain overlook, gazing at a vast valley with a winding river and snow-capped peaks. 12 Best States in America for Retirees Who Love the Outdoors
  • A man in his 60s working in his sunlit woodshop, representing the active and purposeful nature of unretiring. 8 Honest Reasons Why Some Retirees Are Going Back to Work in 2026
  • A retired couple stands in their empty, sunlit living room next to a moving box, looking out at a sold sign in the yard. 8 Reasons Retirees Regret Moving Too Close To Family
  • An active retired couple dancing at an outdoor community concert in a charming town square during a golden sunset. 7 Retirement Towns With The Best Free Community Events Year Round
  • A retired couple enjoying coffee in their bright, modern, and uncluttered downsized kitchen with soft morning light. 8 Monthly Bills Retirees Successfully Cut After Downsizing
  • A sunlit porch featuring a telescope, an art easel, a flight bag, and a basket of vegetables, overlooking a green valley. 8 Retirement Communities Built Around Unusual Hobbies
  • A silver motorhome parked on a scenic desert ridge at sunset, overlooking a vast canyon under a purple and orange sky. 8 Retirement Destinations Perfect For RV Lovers

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

19 Unsuspected Obstacles That Prevent You From Having a Worry-Free Retirement

Doing nothing Planning for retirement might not be easy, what with all the important aspects…

Read More →
A retired couple looking at a map on a sunny balcony overlooking a beautiful coastal town.

10 Countries to Retire Where $150K Is More Than Enough

Discover how a $150,000 nest egg combined with Social Security can fund a comfortable, vibrant…

Read More →

10 Best States for Retirees to Settle Down

10. Idaho Idaho is yet another safe destination and we mean that literally. Idaho ranked…

Read More →

9 Ways FBI Agents Protect Their Homes

Secure your garage as well Well, you don’t have to forget about your garage if…

Read More →

Key Things Retirees Wish They Could Tell Their Younger Selves

We cannot go back in time and do things differently, no matter how much we’d…

Read More →

The 5 Biggest Retirement Mistakes People Make All the Time

Life, hobbies, work… they can all get in the way of financial planning for retirement.…

Read More →
A senior couple reviews financial data on a tablet in a bright, modern living room.

15 Mistakes Even Smart Retirees Could Make

Discover the 15 most common financial, healthcare, and lifestyle mistakes retirees make—and learn actionable strategies…

Read More →
An active senior couple walks through a modern, landscaped 55 plus community featuring contemporary architecture and a fitness center.

Why More Retirees Are Choosing 55+ Active Adult Communities in 2026

Discover why modern 55 plus communities are attracting a record number of retirees in 2026,…

Read More →

Will Taxing the Rich Save Social Security? Experts Weigh in

Grand columns frame the Department of Justice, the institution overseeing the legalities of federal payroll…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.