Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

10 Hidden Drawbacks of 401(k)s That Will Leave You Speechless

February 25, 2020 · Retirement Life

Hidden Brokerage Costs

Most people with a 401(k) plan assume their plans have no costs and the reason they think that is pretty much understandable: employers retain a certain amount from their paychecks, deposit it directly into 401(k) accounts and then leave it to work. The only thing that’s left out of the equation is that a 401(k), similar to mutual funds outside of a 401(k), have expense ratios which have to be deducted from the returns of the funds. It’s not something out of the ordinary but it is something that’s disregarded by many 401(k) participants.

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • What $3,000 a Month Really Looks Like in Retirement Based on Where You Live What $3,000 a Month Really Looks Like in Retirement Based on Where You Live
  • An older couple in casual clothes sitting at a wooden kitchen table, looking at a tablet together in warm natural light. Here's What the Average Social Security Check Is in August (How Do You Compare?)
  • A retired couple walks down a peaceful, tree-lined suburban sidewalk during the warm golden hour. 10 Best Retirement Cities With Peaceful Neighborhoods
  • 10 Small Towns Where Retirees Can Live Like Millionaires 10 Small Towns Where Retirees Can Live Like Millionaires
  • An older veteran looking skeptically at a tablet showing a $10,000 XRP claim, watercolor illustration. American Veterans Are About to Receive $10,000 in XRP From Ripple - More Here!
  • A retired couple standing on a sunny balcony in Europe overlooking a coastal town at sunset. 10 Things to Know About Retiring Abroad
  • A thoughtful 68-year-old man sitting on his porch during golden hour, holding a warm mug. Here's the Average Social Security Benefit of 68-Year-Old Americans (How Do You Compare?)
  • A stylized gouache illustration of a couple walking along a path divided into Taxable, Tax-Deferred, and Tax-Free segments. In What Order Should You Tap Your Retirement Funds? (Find Out Here!)
  • An active retired couple laughing together on a wooden lakeside porch in New Hampshire during a warm autumn morning. The 10 States Where Retirees Receive the Highest Median Social Security Benefit Checks
  • A retired couple hiking hand-in-hand along a scenic desert trail lined with cacti during a warm, golden sunset. 20 Affordable Desert Towns Retirees Are Falling in Love With

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

A happy retired couple stands on the porch of a beautiful, sunny home, symbolizing an affordable and joyful retirement.

10 Best Places to Retire That Won’t Break the Bank

Discover the 10 best affordable places to retire, balancing low housing costs, tax-friendly policies, and…

Read More →
A retired couple stands in their empty, sunlit living room next to a moving box, looking out at a sold sign in the yard.

8 Reasons Retirees Regret Moving Too Close To Family

Discover the hidden financial, social, and emotional costs of relocating to be near adult children…

Read More →

6 Warning Signs Your Retirement Money Won’t Last

Nobody wants to be broke in retirement. Unless you prepare very well, you might discover…

Read More →

22 Ways to Protect Your Retirement From a Possible Recession

Consider a Bucketing Approach Apart from diversifying your investment portfolio, you should also consider making…

Read More →

5 Ways Medicare Will Change In 2021

Medicare will change some things this year, so if you’re a senior who relies on…

Read More →

Will Taxing the Rich Save Social Security? Experts Weigh in

Grand columns frame the Department of Justice, the institution overseeing the legalities of federal payroll…

Read More →

12 Smarter Options You Should Try Before Raiding Your Retirement Funds

Home Refinancing With the interest rates reaching an all-time low, refinancing your mortgage during COVID-19…

Read More →

19 Successful Ways to Save Money for Retirement

Save Your Raises and Bonuses Getting a raise or a big bonus could make you…

Read More →
A retired couple in hiking gear stands on a rocky mountain overlook, gazing at a vast valley with a winding river and snow-capped peaks.

12 Best States in America for Retirees Who Love the Outdoors

Discover the 12 best states in America for active retirees who love the outdoors, balancing…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.