Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

12 Ways to Improve Your 401(k) Plan While You Still Can

March 9, 2020 · Personal finance

Don’t Overtrade

This is also valid for other types of investment accounts, but it applies to your 401(k) plan in particular. If you overtrade your 401(k) and try to buy and sell stocks based on expected price fluctuations, you might lose the opportunity to increase your investments when the market is high. What’s more, when you overtrade, you’re canceling all the efforts you put in into defining your investment objectives, risk tolerance and portfolio for your long-term goals.

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A warm mid-century gouache illustration of an older couple happily planning a trip to Europe with a colorful map on their kitchen table. The Cheapest Months to Fly to the Most Popular European Destinations
  • An older woman smiling and laughing while talking on her phone at a sunlit kitchen table with a mug of tea. Telephone Reassurance Programs: Getting Paid to Chat With Seniors
  • An older woman at her sunlit dining table organizing paperwork and folders. Supplemental Security Income: Do You Qualify for Extra Help?
  • An older man happily restoring a wooden chair in his sunlit home workshop, symbolizing flexible and rewarding part-time work. 8 Flexible Part-Time Work That Won't Affect Your SS Benefits
  • A retired woman sits thoughtfully at her sunlit kitchen table, reviewing papers and bills with a warm mug of tea nearby. 16 Things Retirees Often Overpay For Without Realizing
  • An older couple stands on their porch during sunset, looking at a moving truck parked in their driveway. Retirees Regret Choosing These 5 States (Based on Cost and Lifestyle)
  • An older couple sitting at a wooden kitchen table reviewing organized tax documents in warm morning light, representing tax planning. 5 Tax Breaks You Can Claim Without Itemizing in 2026
  • An editorial illustration of a retired couple rolling back a rug to reveal hidden wealth and resources beneath their floorboards. The Retirement Benefits Beyond Traditional Checks - Find Them Here!
  • An editorial gouache illustration showing a stylized Social Security card sliced at the top, revealing gold coins inside. Could Social Security Taxes Change Again?
  • An editorial gouache illustration showing stylized hands adjusting a large monthly benefit check with a ruler and compass. The Benefit Rule That Could Affect Your Monthly Check

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

6 Differing Retirement Goals You Need to Balance Out ASAP

A senior man practices yoga in a sunlit room, balancing physical health with daily retirement…

Read More →

11 States With the Best/Worst Social Security Checks in 2022

Kentucky – Last year, the 635,809 Kentucky citizens that were relying on Social Security received $1,486.85…

Read More →

13 Behaviors of Early Retired Millionaires That Made Them Rich

9. They move to areas with a lower cost of living A significant way of…

Read More →
An illustration of a retired couple standing on their sunny porch, looking out at a garden, symbolizing financial peace of mind.

Here’s How Much Money Retirees Could Keep if Social Security Taxes End

Discover exactly how much money you could save if the federal government eliminates taxes on…

Read More →
A senior man locking his front door during golden hour, representing home security.

13 Free Ways to Keep Thieves From Breaking In

Discover 13 practical, free ways to secure your home from burglars and enjoy a stress-free…

Read More →
A retired couple at their kitchen table looking concerned while reviewing a property tax assessment form and financial papers.

8 States Where Property Taxes Are Hurting Retirees the Most

Discover the 8 states where soaring property taxes drain retirement savings, and learn actionable strategies…

Read More →

Divorcing in Retirement? Here Are 15 Ways To Safeguard Your Financial Future

Modify your will or estate documents accordingly In most wills and estate planning documents, spouses…

Read More →
An older man sitting at his kitchen table under warm light, thoughtfully reviewing a paper Social Security document with a pen in hand.

The Social Security Rule Most Retirees Never See Coming

Discover the hidden Social Security rules like the Retirement Earnings Test that can unexpectedly withhold…

Read More →
A senior woman sits thoughtfully at a wooden table with a notebook and coffee, planning in the warm morning light.

The Latest CPI Data Could Change Retirees’ 2027 COLA—Here’s Why

Learn how the latest CPI report impacts your 2027 Social Security COLA and discover actionable…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.