Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

25 Tips to Boost Your 401(K) Now!

May 11, 2020 · Personal finance

18. Don’t Make Changes in a Down Market

It’s a tale as old as time. As soon as the markets take a dive, people change their contributions on impulse. Financial advisors claim you should avoid doing this, even though in the moment it might feel like a smart move.

It’s overall better to stick to your guns and play the long game instead of making impulsive decisions. Your retirement will thank you for it.

It’s also good to remind yourself that the market is volatile. You can’t always expect it to go swimmingly. If you mentally prepare yourself, you’re less likely to make rash decisions.

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • An active senior couple happily taps a transit card to board a modern city light rail train during warm afternoon light. Why Some Retirees Are Eligible for Free or Reduced Public Transit Passes - See If You Qualify
  • A warm mid-century gouache illustration of an older couple happily planning a trip to Europe with a colorful map on their kitchen table. The Cheapest Months to Fly to the Most Popular European Destinations
  • An older woman smiling and laughing while talking on her phone at a sunlit kitchen table with a mug of tea. Telephone Reassurance Programs: Getting Paid to Chat With Seniors
  • An older woman at her sunlit dining table organizing paperwork and folders. Supplemental Security Income: Do You Qualify for Extra Help?
  • An older man happily restoring a wooden chair in his sunlit home workshop, symbolizing flexible and rewarding part-time work. 8 Flexible Part-Time Work That Won't Affect Your SS Benefits
  • A retired woman sits thoughtfully at her sunlit kitchen table, reviewing papers and bills with a warm mug of tea nearby. 16 Things Retirees Often Overpay For Without Realizing
  • An older couple stands on their porch during sunset, looking at a moving truck parked in their driveway. Retirees Regret Choosing These 5 States (Based on Cost and Lifestyle)
  • An older couple sitting at a wooden kitchen table reviewing organized tax documents in warm morning light, representing tax planning. 5 Tax Breaks You Can Claim Without Itemizing in 2026
  • An editorial illustration of a retired couple rolling back a rug to reveal hidden wealth and resources beneath their floorboards. The Retirement Benefits Beyond Traditional Checks - Find Them Here!
  • An editorial gouache illustration showing a stylized Social Security card sliced at the top, revealing gold coins inside. Could Social Security Taxes Change Again?

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

A senior couple carefully reviewing retirement documents together in a bright, modern home office.

10 Mistakes That Reduce Your Social Security Payments

Avoid these 10 costly Social Security payment mistakes to protect your monthly checks, minimize taxes,…

Read More →
An older man confidently using a laptop in a sunlit home office, symbolizing digital security.

7 Common Passwords To Avoid

Learn why common passwords leave retirees vulnerable to fraud and discover practical cybersecurity strategies to…

Read More →

3 Ways To Retire a Millionaire

How much do you need to invest?  Maybe you’re not looking to become a multimillionaire,…

Read More →
An illustration of an older couple walking along a path toward markers labeled 62, 67, and 70, representing retirement claiming ages.

The Social Security Questions Retirees Keep Asking

Get practical answers to the most confusing Social Security questions covering claiming timing, taxes, survivor…

Read More →

10 Stimulus Check Details That Are Crucial for Social Security Recipients

You Might Be Able to Invest Your Stimulus Check in an IRA Are you still…

Read More →

Are You in Your 50s? Watch Out for These Common Financial Mistakes for Your Age Group

Over Investing in Real Estate You may be looking for ways for income sources that…

Read More →

10 Most Common Questions About Drafting a Will

Who has the right to contest my will? Wills are contested more often than you…

Read More →

10 Tax Breaks For Retirees Over 50

Additional IRA deduction – Older workers can defer paying income tax on more money, in comparison…

Read More →

8 Most Tax-Friendly States To Retire in 2022

Colorado – Retirees in Colorado are as carefree as it gets. The state’s median property tax…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.