Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

10 States to Retire For Less Than 45K a Year

January 3, 2022 · Retirement Life
Photo by IgorZh from Shutterstock

Georgia

The annual expenditures in Georgia are only $44,897. Housing costs here go up to $6,959, which, if you think about it, is the fourth-best in the nation. Also, it’s 28,7% below the U.S. average. Moreover, there are some ongoing benefits when it comes to Georgia and how it deals with its taxes.

For example, Social Security income here is not taxed, while withdrawals from retirement accounts and pensions are only partially taxed. Even more, anyone who’s over 65 years old is able to deduct up to $65,000 of retirement income. Considering all of this, no wonder you can easily find luxurious retirement communities in the Peach State!

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

2 responses to “10 States to Retire For Less Than 45K a Year”

  1. Michael Urban says:
    February 5, 2022 at 2:27 am

    I would consider moving to TN or maybe Mississippi only because those states i know support Americans Constitutional Freedoms. Im not sure about the others on your list? I have already been looking for land in WV and TN and was considering TN for a 3rd choice as i have found it hard to find land with a year round stream/creek/river on it? My wife and i both agree it has to have a stream flowing on the property. Well back to my search since i have had no luck locating any undeveloped land as of yet? lol

    Reply
    • Don says:
      April 25, 2022 at 5:54 pm

      I wouldn’t want to go to a state where the legislature is attempting to minimize or cancel my vote. That’s truly unconstitutional.

      Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • An older couple enjoys lunch on a sunny stone terrace overlooking a coastal Portuguese town with terracotta roofs and a blue sea. This European Country Lets Retirees Live on Half Their US Budget
  • A grandmother stands quietly in a cozy kitchen while her adult daughter feeds a toddler at the table, capturing a subtle family moment. 10 Signs You're Overstepping as a Grandparent
  • 2027 IRMAA Bracket Forecast: Estimated Income Thresholds by Filing Status 2027 IRMAA Bracket Forecast: Estimated Income Thresholds by Filing Status
  • A woman in her mid-60s sits at a sunlit wooden kitchen table, circling a date on a paper wall calendar. The Birthday That Changes Your Medicare Options Forever
  • An older couple sitting at a sunlit kitchen table reviewing financial documents together in a warm, candid moment. How Much You'll Actually Get From Social Security at Every Age
  • An older man with silver hair smiles warmly while working behind the front desk of a brightly lit local community center. 6 Part-Time Jobs at Community Centers for Retirees
  • An older couple sits at a wooden kitchen table in morning light, carefully reviewing Medicare paperwork and calendars. The Medicare Deadline That Sneaks Up on Retirees Every Year
  • An older couple reviewing retirement planning documents together at a sunlit kitchen table, capturing a warm and organized moment. Medicare Part B vs Part D: A Side-by-Side Breakdown
  • What $3,000 a Month Really Looks Like in Retirement Based on Where You Live What $3,000 a Month Really Looks Like in Retirement Based on Where You Live
  • An older couple in casual clothes sitting at a wooden kitchen table, looking at a tablet together in warm natural light. Here's What the Average Social Security Check Is in August (How Do You Compare?)

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

The Pandemic Cut Into Your Retirement Savings? Here’s How You Can Recover

A woman uses a calculator and laptop to review her finances and focus on reducing…

Read More →

9 Costs You Should Consider When Drafting Your Retirement Budget

Health care Speaking of Medicare, in 2020 you’ll be able to deduct $198 from Medicare…

Read More →

10 Most Tax-Friendly States For Retired Taxpayers

8th Best: Arizona The downside: The high temperatures might not be to everyone’s liking. But…

Read More →
A retired woman sits at her wooden kitchen table, looking at a laptop with a calm smile, bathed in warm, natural morning light.

6 Remote Customer Service Jobs That Are Actively Recruiting Retirees

Discover six remote customer service jobs actively hiring retirees, plus practical advice on avoiding scams,…

Read More →
An active senior couple walks through a modern, landscaped 55 plus community featuring contemporary architecture and a fitness center.

Why More Retirees Are Choosing 55+ Active Adult Communities in 2026

Discover why modern 55 plus communities are attracting a record number of retirees in 2026,…

Read More →

Top 10 Best Reviewed Smart Home Devices For Seniors

3. Fall detection sensors As our mobility begins to decrease as we age, the risk…

Read More →

7 Longest Lived Americans In History

Who doesn’t want to live forever? Or at least, for a very long time? According…

Read More →

18 Surprisingly Affordable Retirement Destinations You’ve Never Considered Before

Traverse City, Michigan If seasonal winters don’t scare you, then Traverse City might be just…

Read More →

6 Warning Signs Your Retirement Money Won’t Last

Nobody wants to be broke in retirement. Unless you prepare very well, you might discover…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.