Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

10 States to Retire For Less Than 45K a Year

January 3, 2022 · Retirement Life
Photo by SannaBlue from Shutterstock

Tennessee

One of the greatest things about retiring here is the low cost of living, which is not only lower than the national average, but it’s the SIXTH cheapest state to live in. Naturally, there are some states that are cheaper than others, especially when it comes to major cities, but overall it’s an inexpensive state.

One of the factors that contribute to this is the fact that Tennessee has no state income tax. Plus, it’s the ideal place for those who love music, as Nashville is the well-known home of country music. But nowadays, the state is rich in all the genres, from rock and folk to bluegrass.

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

2 responses to “10 States to Retire For Less Than 45K a Year”

  1. Michael Urban says:
    February 5, 2022 at 2:27 am

    I would consider moving to TN or maybe Mississippi only because those states i know support Americans Constitutional Freedoms. Im not sure about the others on your list? I have already been looking for land in WV and TN and was considering TN for a 3rd choice as i have found it hard to find land with a year round stream/creek/river on it? My wife and i both agree it has to have a stream flowing on the property. Well back to my search since i have had no luck locating any undeveloped land as of yet? lol

    Reply
    • Don says:
      April 25, 2022 at 5:54 pm

      I wouldn’t want to go to a state where the legislature is attempting to minimize or cancel my vote. That’s truly unconstitutional.

      Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A senior woman walks her dog safely at dusk through a well-lit, peaceful suburban neighborhood with glowing street lamps. America's Safest Towns To Retire To, Ranked By Crime Rates
  • A collage showing a 'Perfect Retirement' blueprint peeling back to reveal complex financial ledgers and medical charts underneath. 8 Retirement Plans That Sound Good But Rarely Work Out
  • A panoramic sunrise view of a misty Pacific Northwest coastline with evergreen forests and distant snow-capped mountains. 12 Most Beautiful Retirement Destinations in the Pacific Northwest
  • A retired couple in hiking gear stands on a rocky mountain overlook, gazing at a vast valley with a winding river and snow-capped peaks. 12 Best States in America for Retirees Who Love the Outdoors
  • A man in his 60s working in his sunlit woodshop, representing the active and purposeful nature of unretiring. 8 Honest Reasons Why Some Retirees Are Going Back to Work in 2026
  • A retired couple stands in their empty, sunlit living room next to a moving box, looking out at a sold sign in the yard. 8 Reasons Retirees Regret Moving Too Close To Family
  • An active retired couple dancing at an outdoor community concert in a charming town square during a golden sunset. 7 Retirement Towns With The Best Free Community Events Year Round
  • A retired couple enjoying coffee in their bright, modern, and uncluttered downsized kitchen with soft morning light. 8 Monthly Bills Retirees Successfully Cut After Downsizing
  • A sunlit porch featuring a telescope, an art easel, a flight bag, and a basket of vegetables, overlooking a green valley. 8 Retirement Communities Built Around Unusual Hobbies
  • A silver motorhome parked on a scenic desert ridge at sunset, overlooking a vast canyon under a purple and orange sky. 8 Retirement Destinations Perfect For RV Lovers

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

A senior woman walks her dog safely at dusk through a well-lit, peaceful suburban neighborhood with glowing street lamps.

America’s Safest Towns To Retire To, Ranked By Crime Rates

Discover America's safest retirement towns with our guide detailing low crime rates, local amenities, healthcare…

Read More →
Why More Retirees Are Choosing Part-Time Work In 2026

Why More Retirees Are Choosing Part-Time Work In 2026

Discover why older adults are choosing part-time work in 2026, and learn how to navigate…

Read More →

A 20-Step Guide to a Horrible Retirement

Retirement is an important milestone. And the closer you get to that moment, the more…

Read More →

9 Ways to Manage Your Time Like a Pro During Retirement

Relax in a rope hammock while a cat naps nearby in this lush, tranquil retirement…

Read More →

11 Travel Accessories Every Senior Should Have

Now that we can travel again, after all this time of staying between only four…

Read More →
An active senior couple stands on a wooden terrace overlooking a community vineyard and a modern academic library during golden hour.

8 Retirement Communities With Unexpected Perks

Discover eight innovative retirement communities offering unexpected amenities like university classes, organic farms, equestrian centers,…

Read More →
A retired couple sits outside their motorhome at sunrise overlooking a vast desert canyon.

10 Reasons Retirees Are Choosing RV Life Over Traditional Homes

Discover why nomadic retirees are trading traditional houses for the RV retirement life, lowering living…

Read More →

12 Ways To Relieve Your Financial Anxiety

Eliminate financial shame As toxic and counterproductive as it may be, I believe we all…

Read More →
A man in a driveway at dusk looking at keys with a massive RV in the background, shot on 35mm film with warm grain.

8 Retirement Purchases That Feel Smart At First But Age Poorly

Discover eight common retirement purchases that drain savings and energy over time, plus practical alternatives…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.