Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

Divorcing in Retirement? Here Are 15 Ways To Safeguard Your Financial Future

January 18, 2021 · Personal finance
Close-up of hands using a calculator and tablet with charts on a clean desk.
A senior wearing a wedding ring uses a calculator and tablet to determine their total net worth.

Get informed

In the words of scientist Sir Francis Bacon, knowledge is power. This applies to pretty much everything in life and finances make no exception. If you didn’t participate actively in your family finances during your marriage, it might be difficult at first to understand where you stand and how to do things on your own.

Luckily, with so much financial news and information on TV and on the internet, you can learn how things go rather quickly. Do your research as much as possible and stick to reputable sources of information. And discover 25 reasons divorcing in your 40s (or later) isn’t the end of the world.

A senior woman reading a book by a window in a peaceful, sunlit room.
A woman reads The Intelligent Investor to gain the knowledge needed for a secure financial future.

Draft your budget

Once you’ve got a grasp on your finances, use an easy and intuitive template to create your budget. A budget will help you see clearly where your money is coming from and where it’s going to. If you want to be independent from a financial point of view, having a budget is essential.

A clear budget will show you the spending areas you need to re-evaluate, the monthly expenses you need to cut out or reduce, and, if you’re smart, the extra money you can put aside in a savings account. Drafting a budget is among these 13 Smart Habits of Financially Successful People It’s High Time You Adopted. Read and learn!

Pages: 1 2 3 4 5 6 7

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A warm mid-century gouache illustration of an older couple happily planning a trip to Europe with a colorful map on their kitchen table. The Cheapest Months to Fly to the Most Popular European Destinations
  • An older woman smiling and laughing while talking on her phone at a sunlit kitchen table with a mug of tea. Telephone Reassurance Programs: Getting Paid to Chat With Seniors
  • An older woman at her sunlit dining table organizing paperwork and folders. Supplemental Security Income: Do You Qualify for Extra Help?
  • An older man happily restoring a wooden chair in his sunlit home workshop, symbolizing flexible and rewarding part-time work. 8 Flexible Part-Time Work That Won't Affect Your SS Benefits
  • A retired woman sits thoughtfully at her sunlit kitchen table, reviewing papers and bills with a warm mug of tea nearby. 16 Things Retirees Often Overpay For Without Realizing
  • An older couple stands on their porch during sunset, looking at a moving truck parked in their driveway. Retirees Regret Choosing These 5 States (Based on Cost and Lifestyle)
  • An older couple sitting at a wooden kitchen table reviewing organized tax documents in warm morning light, representing tax planning. 5 Tax Breaks You Can Claim Without Itemizing in 2026
  • An editorial illustration of a retired couple rolling back a rug to reveal hidden wealth and resources beneath their floorboards. The Retirement Benefits Beyond Traditional Checks - Find Them Here!
  • An editorial gouache illustration showing a stylized Social Security card sliced at the top, revealing gold coins inside. Could Social Security Taxes Change Again?
  • An editorial gouache illustration showing stylized hands adjusting a large monthly benefit check with a ruler and compass. The Benefit Rule That Could Affect Your Monthly Check

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

An older couple sitting at a wooden kitchen table reviewing organized tax documents in warm morning light, representing tax planning.

5 Tax Breaks You Can Claim Without Itemizing in 2026

Learn how to lower your AGI and preserve your wealth in 2026 with these five…

Read More →
A senior couple smiling while looking at a tablet in a bright, modern kitchen.

5 Crucial Medicare Changes Coming Soon

Discover the 5 crucial Medicare changes coming soon, from negotiated drug prices and out-of-pocket caps…

Read More →
An older man sitting at his kitchen table under warm light, thoughtfully reviewing a paper Social Security document with a pen in hand.

The Social Security Rule Most Retirees Never See Coming

Discover the hidden Social Security rules like the Retirement Earnings Test that can unexpectedly withhold…

Read More →

25 Most Important Things About Your Social Security

1. Social Security is designed to replace about 40% of pre-retirement income Many Americans make…

Read More →

11 Retirement Facts You Need to Take Seriously

You must have a plan Having a plan for retirement means more than thinking ‘I’ll…

Read More →
An older woman at her sunlit dining table organizing paperwork and folders.

Supplemental Security Income: Do You Qualify for Extra Help?

Learn the 2026 eligibility rules, income limits, and application process for Supplemental Security Income (SSI)…

Read More →

When Will Your Social Security Checks Arrive? (What Beneficiaries Should Know)

December Social Security and Disability Payments: What to Expect The Social Security Administration publishes annual…

Read More →

10 Quick Ways to Earn Some Extra Cash During Retirement

1. House-sitting If you’re retired and don’t know what to do with your spare time…

Read More →
A senior woman looking thoughtfully at her phone in a bright, modern home office.

6 Social Security Scams You Need to Pay Attention to

Protect your retirement income by learning how to spot, avoid, and report the six most…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.