12 Smarter Options You Should Try Before Raiding Your Retirement Funds

Get a PPP Loan

If you are a small-business owner or entrepreneur, you can take advantage of the best aid program recently offered for small businesses, the Paycheck Protection Program loan (PPP loan), courtesy of the federal government.

The PPP Loan was signed into law on March 27, 2020 and it aims to provide low-interest loans to businesses that have been affected by the COVID-19 pandemic. You can get as much as $10 million dollars to cover for rent, mortgage obligations, utilities, and other debt obligations you may have. The best part? The loan forgiveness provision. If you are eligible, you might never have to give the money back to the IRS. Check the IRS official website for more information on PPP loans.

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