Try Round-Up Investing
If you’ve ever thought ‘Oh, I couldn’t possibly start investing, all I have is spare change’ then you wouldn’t believe what that spare change can do for you!
The model, invented by Acorn, allows you to invest by rounding up your space change from the dollars you spend on daily purchases. So whether you’re buying new clothes or a cup of coffee, the amount you pay will be rounded up. Those extra pennies will go towards an investment portfolio.
Yes, the portfolio is limited, but it’s better to do this than to disregard investing altogether. Give it a try and after a couple of months, look at your progress. This method will also allow you to invest more in the future, so it’s a good start for beginners!