We often talk and think about our investments. The closer we get to retirement age the more an uneasy feeling takes over… do we have enough money to last us? Did we make the right calls with our investments? Should we downsize now or later?

But here’s the thing! There are certain types of investments that money can’t buy. On this page we often talk about how to spend your hard earned dollars and why but today we’ve decided to switch it up instead!

Let’s talk about the things that don’t require careful planning and the help of a financial advisor.

Investing in yourself is probably one of the smartest moves you can make the closer you get to retirement. If you don’t, you might spend your final days full of regret and sorrow.

Here are 9 retirement investments that don’t require a single penny!