Stay at home
No, we don’t mean to stay at home and sit in front of the TV all day. This is more about enjoying the day without rushing, with no alarm clocks, without stressing out about errands or deadlines.
Also, you don’t have to travel or relocate during retirement. The current trend is to do both within the limitations of your budget, but downsizing can open up a lot of finances for travel opportunities. However, it’s OK if you want to stay close to your community and take it slow.
Furthermore, if you stay at home you’re going to skip over all the issues new homeowners (or renters!) face such as fixing up a new home. Sure your home might still have some maintenance issues to take care of every now and then, but at least you’ll likely be used to these needs and chances by the time you retire. After all, most homeowners that have lived in their homes for a while will know it inside out and are well aware of when and what needs an upgrade. No more guessing games!