Diversify Your Portfolio
“There is never a bad time to diversify with an eye on retirement income,” said Adam Goetz, a partner at Burstin & Goetz in Pittsburgh and incoming president of MassMutual’s advisors’ association. He added that “it is crucial to build retirement assets that are non-market correlated.”
“Laddered bonds, money market funds and cash values inside of life insurance policies can all be powerful tools,” he said.