Will this big-ticket item make me happy?
This is probably one of the most important questions, as it encompasses everything else. Going into debt for something is the opposite of being happy. If purchasing a big-ticket item will worry you instead of making your life easier, is it really worth it?
Put everything into perspective and come up with the perfect math formula to fit your lifestyle and needs. If the answer to this question is yes after you’ve considered all avenues, then you should go ahead with the purchase!
