4. Relocate
If giving up your current home sounds difficult, you’re probably going to scoff at this next idea. But we really do mean it. Relocating to a different city, state or even country could save you a lot of money. It might not seem like it, not when you think about initial costs, but in the long run, it could potentially save you thousands!
The reality is that within the US, there are cheaper, tax-friendly states. And there are also cheaper countries out there too. You could live very comfortably if you decide to take the leap.