1. Trying to claim benefits before you’re eligible to get them
You probably know that to file for retirement benefits you have to be 62 years old. But that’s just the standard. Survivor benefits are available at age 60 and disabled participants can claim even earlier.
You should also know that for spousal benefits, they have to file for Social Security first, regardless of age.
Things can become confusing, though, with so many discussions surrounding when you should claim them. Don’t get lost in all the noise and avoid any surprises by reading up on all the rules.
