Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

11 Social Security Mistakes That Could Ruin Your Retirement

October 30, 2019 · Personal finance

10. Not understanding how work affects Social Security

Claiming early retirement can save you in a pinch, but before you make that decision, consider the downfalls. It will cost you $1 for every $2 you make over $17,640 in 2019 if you’ve not reached full retirement age yet. 
Yes, it’s true, you could earn it back. But you never know when an emergency might occur and not having any benefits to rely on can put you in serious harm. For every month’s worth of benefits you give up on you will get credit for an additional month of work, though. 

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A senior woman looking thoughtfully at her phone in a bright, modern home office. 6 Social Security Scams You Need to Pay Attention to
  • A happy retired couple enjoying the sunset on a beautiful porch. 8 States to Retire For Less Than 45K a Year
  • A retired couple looking at a map on a sunny balcony overlooking a beautiful coastal town. 10 Countries to Retire Where $150K Is More Than Enough
  • A happy retiree working on a laptop on a sunny patio, symbolizing flexible part-time work. 20 Great Part-Time Jobs For Retirees
  • A senior couple smiling while looking at a tablet in a bright, modern kitchen. 5 Crucial Medicare Changes Coming Soon
  • A senior couple happily unpacking groceries in a bright, modern kitchen. 9 Ways to Shop at Costco Without a Membership
  • A happy retired couple stands on the porch of a beautiful, sunny home, symbolizing an affordable and joyful retirement. 10 Best Places to Retire That Won't Break the Bank
  • An older man confidently using a laptop in a sunlit home office, symbolizing digital security. 7 Common Passwords To Avoid
  • A retired couple looking out a window in their bright, downsized modern home. 11 Mistakes to Avoid When Downsizing Your Home
  • A retired couple smiling on a balcony overlooking a scenic coastal village at sunset. 12 Best Countries to Live Perfectly Well on Social Security

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

10 Things to Do for Bigger Social Security Checks

Discover 10 practical strategies to maximize your Social Security income, including delayed claiming, spousal coordination,…

Read More →
A senior man locking his front door during golden hour, representing home security.

13 Free Ways to Keep Thieves From Breaking In

Discover 13 practical, free ways to secure your home from burglars and enjoy a stress-free…

Read More →
A retired couple smiling on a balcony overlooking a scenic coastal village at sunset.

12 Best Countries to Live Perfectly Well on Social Security

Discover the top 12 countries where your Social Security check provides a high quality of…

Read More →

How 8 Types of Retirement Income Get Taxed

Municipal Bonds You can think of municipal bonds as loans from investors to local governments.…

Read More →

11 Social Security Mistakes You Have To Avoid Before You Retire

The Mistake: Assuming Social Security Benefits Can Fully Cover Your Living Expenses Living off Social…

Read More →

5 Things You Need To Do if You Want To Retire at 62

Decide when to claim Social Security – Deciding when you claim your Social Security is a…

Read More →

Avoid Using These Passwords At All Costs

Where can I find a good password manager? If you decided you need some help…

Read More →

13 Behaviors of Early Retired Millionaires That Made Them Rich

10. They develop hobbies Hobbies are an important aspect of a lot of people’s lives.…

Read More →

9 Retirement Statistics That Will Help You Prepare Your Nest Egg!

This modern cottage with large windows and a fire pit illustrates the luxurious potential of…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.