As a rule of thumb, the income from private pensions does not have an impact on your Social Security benefits. However, this could change if your pension came from public sector employment, as certain provisions can limit Social Security benefits.
In order to minimize the impact of pensions on Social Security benefits, it’s best to do some smart planning and think ahead.
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Buy the U.S. government inflation-adjusted annuity – By delaying Social Security benefits for four years, you can
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