Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

7 Key Social Security Benefits You Might Be Unaware Of

February 8, 2021 · Retirement Life
A mature woman sitting peacefully in a bright kitchen with a cup of coffee.
A smiling woman sits in her kitchen, feeling confident about her financial security through spousal benefits.

Survivor’s benefits for widows and widowers

If your spouse dies, you are still entitled to up to 100% of the deceased’s Social Security retirement benefits. Survivor benefits are also granted to remaining spouses if they have been married for at least 10 years and are currently unmarried.

You can start claiming survivor’s benefits as early as age 60 while disabled people or those who became disabled, provided that the disability occurred prior to or within seven years of their spouse’s death. More than that, as a widow or widower, you are also entitled to survivor’s benefits if you are caring for a minor or disabled child of the deceased worker.

One important thing to consider: if you decide to remarry before you turn 60 (or before age 50 in the case of disabled people), you will no longer receive survivor’s benefits. Similar to spousal benefits, if you are entitled to your own Social Security benefits based on your work as well as to survivor’s benefits, you will receive whichever benefit level is greater.

Check out these 13 Important Things That Will Become More Expensive in 2021!

Pages: 1 2 3 4 5 6 7

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A senior man sitting at a wooden table examines an investment portfolio document next to a notebook and coffee mug. 4 Boring Moves To Do Now to Add Hundreds to Your Social Security Check
  • A senior woman sits at a wooden table holding a mug and gazing out a bay window beside a newspaper and open notebook. 9 Things Single or Widowed Retirees Should Know
  • Senior couple sitting at a wooden kitchen table reviewing paperwork and financial notes with a calculator and coffee. 10 Financial Traps That Catch Retirees Off Guard
  • A smiling senior woman reaches into a wooden pull-out drawer filled with labeled food jars in a sunlit kitchen. 15 Simple Fixes for Everyday Senior Life
  • Older man in a green jacket reading a pamphlet beside a wooden arrow sign pointing toward voter information. The Issues Voters Say Matter Most Heading Into November
  • A settlement statement paper on a desk alongside file boxes labeled closing documents, property taxes, and renovations. Here's How Long You Should Keep Tax Records If You Own a Home
  • A senior woman sits at a wooden dining table reviewing a monthly checking statement alongside a notebook and coffee mug. 5 States With Extra Payments on Top of Federal Benefits
  • Older couple walking down a sunny small-town sidewalk past brick storefronts, a hardware store, and a bakery. The 10 Best Small Towns for Retirees to Stretch a Social Security Check
  • An older man in a denim jacket organizes hardware behind a store counter beside a shift schedule notebook. What Happens to Your Social Security If You Work Part-Time After 65
  • A stressed older couple sits on the floor of an empty living room surrounded by unpacked cardboard moving boxes. 5 States Retirees Regret Moving to, Based on Cost and Lifestyle

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

Happy seniors couple in front of their new home

The Most Desired Places to Retire in USA

Americans want to retire near waterbodies A major factor when deciding where to retire seems…

Read More →

10 Secrets Elderly Parents Are Hiding From Their Families

Frivolous Spending – Or, on the other hand, there are seniors who can’t stop spending their…

Read More →

10 Things You Can Use Your Health Savings Account For

If you have a qualified high-deductible health insurance plan, you can open a health savings…

Read More →
A man in his 60s reviews retirement savings charts on a tablet at his kitchen table in the morning light.

Is Your 401(k) Keeping Pace? See the Average Balance by Age in 2026

Discover the average 401(k) balance by age in 2026 and learn actionable strategies to benchmark…

Read More →

12 Most Affordable U.S. Cities Where You’ll Really Want to Retire

Luxury cars drive past palm trees and towering glass skyscrapers on a sunny Los Angeles…

Read More →
A retired couple in a sunlit kitchen, one looking at a travel brochure and the other staring out the window, illustrating the shift in relat

8 Things Couples Argue About More After Retirement

Discover the most common sources of conflict for retirement couples and learn practical strategies to…

Read More →
A candid photo of a grandmother and grandson laughing while playing at a kitchen island in a busy, warm family home.

The Rise of Multi-Generational Living: Why Retirees Are Moving in with Family

Discover why more retirees are choosing multi-generational living to share financial burdens, combat isolation, and…

Read More →
Active seniors laughing together at a sunny outdoor waterfront cafe during golden hour.

15 Best Retirement Cities With the Most Seniors

Discover the top 15 U.S. cities with the largest senior populations, offering specialized healthcare, tax…

Read More →
Older couple walking down a sunny small-town sidewalk past brick storefronts, a hardware store, and a bakery.

The 10 Best Small Towns for Retirees to Stretch a Social Security Check

Discover the 10 best small towns where retirees can comfortably stretch a Social Security check…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.