Go for a raise

If you want to be eligible for Social Security benefits, it doesn’t mean you should just accept a low paycheck. In fact, go for the maximum amount that Social Security considers subject to the payroll tax. Presently, this means $137,700 per year, which is also the maximum amount it will credit toward your benefit.

One efficient method to make the most of your benefit is to earn the maximum income throughout your career. Of course, that’s not always easy, but you can still try to obtain raises at your job and earn as much as you possibly can.