Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

11 Social Security Mistakes That Could Ruin Your Retirement

October 30, 2019 · Personal finance
A man in his 60s working diligently at a laptop in a bright, modern home office.
A man smiles while using his laptop to research how to maximize his Social Security for retirement.

9. Not claiming children’s benefits

If you’re receiving retirement or disability benefits through your Social Security and have children that are under 18, still in high school but are under 19 or that are disabled, your household could benefit from extra income. Social Security extends to them as well, though many believe that isn’t the case or simply overlook these details. 
Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • An older couple enjoys lunch on a sunny stone terrace overlooking a coastal Portuguese town with terracotta roofs and a blue sea. This European Country Lets Retirees Live on Half Their US Budget
  • A grandmother stands quietly in a cozy kitchen while her adult daughter feeds a toddler at the table, capturing a subtle family moment. 10 Signs You're Overstepping as a Grandparent
  • 2027 IRMAA Bracket Forecast: Estimated Income Thresholds by Filing Status 2027 IRMAA Bracket Forecast: Estimated Income Thresholds by Filing Status
  • A woman in her mid-60s sits at a sunlit wooden kitchen table, circling a date on a paper wall calendar. The Birthday That Changes Your Medicare Options Forever
  • An older couple sitting at a sunlit kitchen table reviewing financial documents together in a warm, candid moment. How Much You'll Actually Get From Social Security at Every Age
  • An older man with silver hair smiles warmly while working behind the front desk of a brightly lit local community center. 6 Part-Time Jobs at Community Centers for Retirees
  • An older couple sits at a wooden kitchen table in morning light, carefully reviewing Medicare paperwork and calendars. The Medicare Deadline That Sneaks Up on Retirees Every Year
  • An older couple reviewing retirement planning documents together at a sunlit kitchen table, capturing a warm and organized moment. Medicare Part B vs Part D: A Side-by-Side Breakdown
  • What $3,000 a Month Really Looks Like in Retirement Based on Where You Live What $3,000 a Month Really Looks Like in Retirement Based on Where You Live
  • An older couple in casual clothes sitting at a wooden kitchen table, looking at a tablet together in warm natural light. Here's What the Average Social Security Check Is in August (How Do You Compare?)

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

A retired couple smiling while looking at a tablet in a sunlit room.

8 Factors That Affect Your Social Security Check

Discover the eight essential factors that determine your Social Security benefit amount, including your earnings…

Read More →
An older couple reviewing retirement planning documents together at a sunlit kitchen table, capturing a warm and organized moment.

Medicare Part B vs Part D: A Side-by-Side Breakdown

Compare Medicare Part B vs Part D coverage, costs, deductibles, 2026 out-of-pocket caps, and penalties…

Read More →

3 Ways To Retire a Millionaire

How much do you need to invest?  Maybe you’re not looking to become a multimillionaire,…

Read More →
A mature couple at their dining table calmly reviewing financial charts on a tablet, illuminated by warm afternoon window light.

What Retirees Should Know Before Claiming Benefits

Learn essential strategies to maximize your retirement income by mastering the critical rules surrounding benefit…

Read More →
An older couple in casual clothes sitting at a wooden kitchen table, looking at a tablet together in warm natural light.

Here’s What the Average Social Security Check Is in August (How Do You Compare?)

Discover the average Social Security check for August 2026, compare your retirement benefits, and learn…

Read More →
An older couple sitting at a wooden kitchen table reviewing retirement paperwork together in soft morning light.

What Every Retiree Needs to Know About Social Security Right Now

Discover the latest 2026 Social Security updates, earnings limits, and practical claiming strategies to maximize…

Read More →
A senior couple smiling while looking at a tablet in a bright, modern kitchen.

5 Crucial Medicare Changes Coming Soon

Discover the 5 crucial Medicare changes coming soon, from negotiated drug prices and out-of-pocket caps…

Read More →
An editorial gouache illustration showing a stylized Social Security card sliced at the top, revealing gold coins inside.

Could Social Security Taxes Change Again?

Discover the history of Social Security taxation, looming legislative changes ahead of the trust fund…

Read More →
A retired couple looking out a window in their bright, downsized modern home.

11 Mistakes to Avoid When Downsizing Your Home

Discover the most common physical, financial, and emotional mistakes retirees make when downsizing their homes,…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

About Us

Editorial Policy

Advertiser Disclosure

Frequently Asked Questions

Contact Us

Disclaimer

Terms and Conditions

Privacy Policy

Subscribe

Unsubscribe

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.