Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

25 Changes to Your 401(K) Plan That Can Save Your Retirement

April 2, 2021 · Personal finance

Reconcile Your Investment Objectives and Risk Tolerance

Once again, it all goes back to your goals and your risk tolerance! Always keep these two in mind when trying to figure out how to best approach your 401(k).

You’re probably thinking that you want immense returns with no risk, right? Well, join the club. Everyone wants those things and nobody really gets them, because they’re unachievable goals- and those who say they’re achievable might not even have the best intentions!

Always remember that sell-offs are inevitable, even when your aim is to get a portfolio with maximum growth. Being realistic will be far more helpful in your retirement savings journey than wishing for the impossible, so don’t go looking for sky-high returns with no risk.

Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • 20 Top-Rated Neighborhoods for Retirees in 2026
  • Best Places to Retire in the USA in 2026 (Affordable, Safe & Tax-Friendly Picks)
  • 6 Important Changes to Social Security Benefits in 2026
  • How To Pay Your Taxes With Your Credit Card in 2022
  • 8 Ways To Avoid Retirement Poverty
  • 13 States Where Your Freedom Is Respected
  • 18 Places Where Social Security Is More Than Enough
  • 7 Ways To Budget Your Groceries in Retirement
  • 14 Retirement Cities With Awful Weather
  • 11 States With the Best/Worst Social Security Checks in 2022

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

Top 10 Retirement Planning Apps You Need To Download Today

How can you plan your retirement in the comfort of your home? Luckily enough, nowadays…

Read More →

10 Most Common Questions About Drafting a Will

What is a will? A will is a legal document that dictates who will manage…

Read More →

13 Financial Aftermaths That Will Affect Seniors’ Budget

1. Some older Americans may need to claim benefits sooner If you’re nearing retirement with…

Read More →

10 Effortless Ways to Make Extra Money for Retirement

Generate Passive Income by Investing in Real Estate If you are a homeowner, then, according…

Read More →

8 Reasons Your Retirement Will Be Tougher Than You Expect

2. Seniors can’t shake recent tough times Nowadays we think of the Great Recession as…

Read More →

Should the Rich Fix Our Social Security?

Understanding the Payroll Tax Rate and Cap In order to understand how we’ve gotten to…

Read More →

10 Retirement Benefits You Should Claim Now

Social Security – After you’ve paid into the Social Security system your entire working life, you…

Read More →

11 Social Security Mistakes That Could Ruin Your Retirement

1. Trying to claim benefits before you’re eligible to get them You probably know that…

Read More →

These 6 Dividend Stocks Will Secure 20 Years of Your Retirement

Public Storage All it takes is one natural disaster to really prove how much people…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

  • About Us
  • Editorial Policy
  • Advertiser Disclosure
  • Frequently Asked Questions
  • Disclaimer
  • Terms and Conditions
  • Privacy Policy
  • Subscribe
  • Unsubscribe
  • Contact Us

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.