8. Minimize Portfolio Expenses

You could lose a lot of your retirement funds if you’re not paying attention to fees and expenses. Transaction funds, advisory and mutual fund/ETF fees might seem impossible to avoid, but as with anything, you can always find cheaper and more sustainable options.

Instead of putting your 25 or 30-year retirement plan in jeopardy, take the time to research brokers with lower fees.

Just remember, two portfolios with the same withdrawal strategies will have different sustainability profiles with expense differentials as little as 1%! How you spend your money could have as much impact on your finances as how you maintain your accounts and strategies.