4. Bayside West — Tampa, Fla.

Want to retire near the beach? Bayside West is a great place for retirees who can’t get enough of the ocean, but who also want to keep a close eye on their finances. This affordable neighborhood is made up of 19.3% seniors. With a livability score of 82, you should also expect superb local amenities and low crime rates.

Most residents in the area rent their homes, which is also a great way for retirees to cut costs. Furthermore, living in Bayside West offers residents an urban suburban mix feel. Tennis fans will be thrilled to find an abundance of beautiful tennis courts right around the corner.