Whether we stay at home or leave to fulfill certain basic needs, such as shopping or going to work, our home must be continuously protected. Unfortunately, many American homes are the victim of property crime and the number of cases increases every year, which means that the owner of the household did not have a …
Mistakes when it comes to retirement and a secure financial future are not uncommon. A lot of people even give up entirely when faced with too many dilemmas but financial planners are here to help us. Their advice can set up any ambitious American up for success. The following mistakes can easily be avoided, so …
Retirement Savings Mistakes Financial Advisors See Too Often Read More »
The difference between what’s believed to be the ideal retiring amount and reality in the US is huge. How huge? Well, $990k for up to 40% of Americans. That’s because $1 million is the number generally tossed around when talking about the perfect sum to retire, but close to half of the population only saves …
The Best Places to Retire If You Can’t Save Up $1 Million Read More »
Posterity, our families, and self-improvement. Those are just three reasons we work hard for all our lives. But there’s another factor to take into account: a sound financial future. There’s no worse feeling than approaching retirement age with doubts and monetary worries. If you’re ready to look at your expenses critically, then you’re in for …
12 Things You’ll Need To Sacrifice Now for a Healthy Retirement Read More »
If you’re planning on retiring but retirement communities are not your go-to destination, living overseas sounds like the perfect method to stretch your retirement dollars further. Add the new culture, unexplored landscape, and warmer climate, and your decision’s 90% made. But the remaining 10% may tip the scale. Therefore, before you decide to spend your …
Have you ever considered traveling across the country in an RV during your retirement years? You’re not the only one. Over 1 million Americans decided to embrace life on the road and spend most of their time in an RV, adopting a minimalist lifestyle. If you want to turn your dream of retiring in an …
Life, hobbies, work… they can all get in the way of financial planning for retirement. Oftentimes we get distracted and start believing that saving up for retirement can wait until later. Some people think this process is as straightforward as putting money aside or relying on Social Security, but it’s never that easy. Financial advisors, …
The 5 Biggest Retirement Mistakes People Make All the Time Read More »
For a lot of Americans, retirement age can seem daunting due to financial or healthcare-related worries. But modern retirees also worry about all the free time they’ll have on their hands. It’s not easy, leaving your office after decades of hard work. Some need something to occupy their time not only for the extra income …
We cannot go back in time and do things differently, no matter how much we’d like that in some cases. But we can learn from our experiences and pass on what we’ve learned to others. In terms of decisions that affect the retirement years, we’ve listened to real retirees talk about their financial regrets and …
Key Things Retirees Wish They Could Tell Their Younger Selves Read More »
Sometimes, all it takes is one mistake to sabotage your retirement. In some cases, seniors aren’t even aware of them before it’s too late. And it’s not always the case of not budgeting enough as misinformation or forgetting certain things can also lead us down the wrong path. Here are 7 blunders that happen most …
If you’re dreaming of retiring early and spend the rest of your life in a city where you can make the most of your golden years, then Honolulu is the place to go. Hawaii’s state capital is no.1 in terms of the ideal cities for retirees to live in, especially for those who tried to …
A recent poll has looked at the retirement situation in America, bringing to light some particularly upsetting finds. While we typically think of retirement as a sort of relaxing, golden period of our lives, it turns out that statistically, it’s not fantastic for everyone. Out of 10 retirees, 6 have admitted to working into retirement …
Here’s the No. 1 Reason Seniors Work Well into Retirement Read More »
The Cost of Living Adjustment, also known as COLA, is something seniors throughout America are looking forward to every year. What it means is that data is being collected in order to adjust Social Security based on inflation. At first glance, the program might seem like heaven-sent, especially for those who aren’t doing great in …
Social Security’s Latest Raise Is Nothing to Write Home About Read More »
No matter how much money you earn, it never seems to be enough. The world is getting more and more expensive as days go by. Fortunately, the high price of consumer goods doesn’t have to prevent you from having some fun. There are ways to keep living a good life in this high-priced world and …
Retirement is an important milestone. And the closer you get to that moment, the more information keeps piling up. But in the end, who needs it? You can make your own decisions, right? Well, here’s 20 ways you could ignore all the specialists’ advice and say goodbye to retiring in full financial glory: Continue seeing …
