30. Lifestyle Boosts

The last but not least piece of advice is, if you’re planning on retiring any time soon, you should be more aware of your expenses, and especially avoid overspending.
Personal finance blogger Chris Holdheide asserts that “This can be a huge threat to someone’s retirement, because it can cause people to buy stuff based on their income as it increases, instead of putting more of it toward their retirement.”
”Oftentimes, when we get an increase in pay, people tend to think about the next thing they want to buy right now rather than thinking about the future and saving more.” adds Holdheide
Therefore, you need to keep retirement in the back of your mind any time you see something you want to buy on the spot.