Cleveland, Ohio

If you still have time to plan your retirement, and you don’t want to live off your Social Security check alone when you reach retirement, the best way to do it is to start saving early. Even if it’s too late to build the sort of nest egg you’ve dreamed of, there are places like Cleveland where you can have a modest monthly rent with a low cost of living. These two combined will help you make the most of your Social Security benefits.

Magnolia, Texas

Magnolia is only 45 miles northwest of Houston in the fast-growing Montgomery County. Its popularity has contributed to a high rental rate in the city – the eighth-highest in the state.